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Suggest a beginner credit card

devilbingo

TF Buzz
What credit card should I get next? I am fairly new to credit cards, I just hold 1 card which is an FD based wow credit card. My current CIBIL score is 769. If I can get only 1 card, which one you guys suggest I should get? I don't spend very much using cards, hardly I'll have 15k spends per month, sometimes more depending on a big purchase. Also if it's relevant, I recently had 3 enquiries on my CIBIL as I had to take a business loan.
 
I remembered that I was applied thru agent only when it was launched. Not sure abt now. You jzt try or apply other cards. You will get pre approved offers of Ace after 1 month. This is what I am seeing with my Wife Airtel Axis card. Now she's getting Ace as Pre approved.
Wow nice. I dont have saving account with them.

Just have airtel cc with them
 
I remembered that I was applied thru agent only when it was launched. Not sure abt now. You jzt try or apply other cards. You will get pre approved offers of Ace after 1 month. This is what I am seeing with my Wife Airtel Axis card. Now she's getting Ace as Pre approved.
does anyone got axis airtel as pre-approved like axis Ace in axis app ??
 
May I ask in which bank do you have your bank account and how much balance you maintain?

Do also tell me what's the size of your FD Card & which bank?
I have account in IDFC and PNB (very recent). I maintain 5L+ in IDFC. I hold IDFC wow with limit 30k only.
 
does anyone got axis airtel as pre-approved like axis Ace in axis app ??
Its from Thanks app only...

It shows offer to everyone... only when you try to apply... you will know if its for you or not.

My experience, I had to close my flipkart card to get airtel card. You can't apply if you already have relationship with Axis.
 
Its from Thanks app only...

It shows offer to everyone... only when you try to apply... you will know if its for you or not.

My experience, I had to close my flipkart card to get airtel card. You can't apply if you already have relationship with Axis.
i had successfully apllied and done vykc successfully through other number in airtel app for airtel axis but axis denied my application citing i have availed axis card recently ( that time i got axis flipkart recently) .
i didn't know axis 90 days cool down period. thanks to TF community where i got most of the answers from our experience gurus. ☺️

i think we can apply for axis airtel through other number which is not registered in axis
 
i had successfully apllied and done vykc successfully through other number in airtel app for airtel axis but axis denied my application citing i have availed axis card recently ( that time i got axis flipkart recently) .
i didn't know axis 90 days cool down period. thanks to TF community where i got most of the answers from our experience gurus. ☺️

i think we can apply for axis airtel through other number which is not registered in axis
Yes, loop holes !
 
koi Airtel App ka loophole btaao bhai

ek baar decline hone ke baad kisi v new number se nhi apply krne deta ha. " Incorrect Information error "
I read someone getting it via new jio number.

Check below thread

 
I have account in IDFC and PNB (very recent). I maintain 5L+ in IDFC. I hold IDFC wow with limit 30k only.
then I suggest you to Increase the FD Size to 50K+ (the more the merrier) and after 1 year you can apply C2C (SBI,HDFC,Axis,Kotak,SC,etc.) otherwise, if you file a decent amount of ITR then can go via ITR method instantly.
 
I have account in IDFC and PNB (very recent). I maintain 5L+ in IDFC. I hold IDFC wow with limit 30k only.
Hehehe idfc .. no connection between saving and cc

OPEN HDFc 25 k mab account saving max
. maintain 70-80 k or 1 l ..
That will give u cc within 3-4 month

More u gonna Maintain better but 1 l is too good .. & do some dc transaction.
FOR SURE CASE ..

OPEN kotak privy account.. 2 lakh maintain but sure shot Cc. U can downgrade once u get cc.
 
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