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Suggest a CC for 1.5L/m

aijaz21ahmad

TF Buzz
I am holding 7 different CC
Axis (Airtel | Ace)
ICICI (AMA | SAP)
SBI (OCT | CB)
Indus (Legend)
HDFC (Neu Inf.)

I am making good amount of CB and benefits out of them, I feel tired of all tracking etc..
Now I want to reduce it to 1-2 cards, please suggest a all rounder CC for below expense
- 30K utility
- 30K Education
- 35K Online shopping (Groc.. etc..)
- 10K Petrol

Expectation: 3-5% cashback and good benefit (ready to pay annual fee)
 
30K utility:-
Buy apay gv using sbi cb and pay

- 30K Education:-
Use icici amazn pay( ps: dont use any 3rd party app) , u can use on clg or university's portal for 1% back.


- 35K Online shopping (Groc.. etc..)
:- sbi cb 5%

- 10K Petrol:-
Buy iocl Petrol gv from park+ for effectively 7% cb using sbi cb
 
Buy iocl Petrol gv from park+ for effectively 7% cb using sbi cb
i have never used this but i always get xp95 from iocl, i'm getting 4% cashback on xp95 on the app, is it easy to redeem the voucher at the petrol pump?
 
30K utility:-
Buy apay gv using sbi cb and pay

- 30K Education:-
Use icici amazn pay( ps: dont use any 3rd party app) , u can use on clg or university's portal for 1% back.


- 35K Online shopping (Groc.. etc..)
:- sbi cb 5%

- 10K Petrol:-
Buy iocl Petrol gv from park+ for effectively 7% cb using sbi cb
Emarald metal would help..incase I shift all spend?
 
HDFC DCB / Infinia will also help on all spend categories except Fuel. Fuel is excluded for all cards other than fuel co branded cards (including Emerald metal)
 
i have never used this but i always get xp95 from iocl, i'm getting 4% cashback on xp95 on the app, is it easy to redeem the voucher at the petrol pump?
Yes easy if park+ app is showing successfull redemption at that pump in last 24hrs
 
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