suggest a stable and non-fraud bank to open a savings account

[ltf4ever]

my recent interactions with axis have proven beyond a doubt that it will steal any and all of my money if possible.
1) they charged me for a debit card that they had already confirmed as 'closed'.
2) their pno denied any such thing and asked me to provide proof.
3) upon forwarding their own email last year that confirmed card closure, their executive calls and says that it was a mistake and that the card was never closed.
4) i get an email last week that the charges will be reversed, but they will not refund the gst. i will have to start another fight now. their pno responds only after i complaint to rbi.
5) even the promised refund is not yet provided.
6) consolidated charges.

i am planning to shift all my balance from axis to another account.

kindly suggest a stable bank (for eg, not like YES bank that had put restrictions on withdrawak and deposits in early 2020) and nonFraud bank (eg. axis) to keep my funds safe.

any banks suggestions apart from sbi, hdfc are welcome.

 

[0xfallup]

my recent interactions with axis have proven beyond a doubt that it will steal any and all of my money if possible.
1) they charged me for a debit card that they had already confirmed as 'closed'.
2) their pno denied any such thing and asked me to provide proof.
3) upon forwarding their own email last year that confirmed card closure, their executive calls and says that it was a mistake and that the card was never closed.
4) i get an email last week that the charges will be reversed, but they will not refund the gst. i will have to start another fight now. their pno responds only after i complaint to rbi.
5) even the promised refund is not yet provided.
6) consolidated charges.

i am planning to shift all my balance from axis to another account.

kindly suggest a stable bank (for eg, not like YES bank that had put restrictions on withdrawak and deposits in early 2020) and nonFraud bank (eg. axis) to keep my funds safe.

any banks suggestions apart from sbi, hdfc are welcome.

only three letter SBI

 

[varun__goel_]

regarding icici, what is your personal experience in dealing with their customer care or grievance cell? it might be stable as a dsib but even axis is.

i dont have an account in icici but a credit card, and they had made an incorrect cibil enquiry under personal loan for me. getting that enquiry removed took a lot of efforts for me.

also is it possible to open a wealth account completely online?

Never open account in ICICI online. They hit a personal loan enquiry. It's better to open offline and no wealth can't be opened online. Personally as of now I don't have relationship them, I have SBI, HDFC, KOTAK 811. Have gr8 experience in all these. Will be opening in ICICI soon. As I have heard, they do resolve your problems, but take time. Just to share, in Kotak811, whenever I add my account to a new UPI app, I received a call everytime for confirming from an agent, whether it was done by me or not, so I think they are actually looking into safety. Never seen any other bank doing this.

 

[VISHESH_BANSAL]

IDFC or RBL or Indus

Customer care executives of both Banks are Amazing.

Whatever rare issues I faced in these Banks, are sloved by 1st level Customer Care executives over Email or by Twitter Team.
No need arised to go to 2nd or 3rd or PNO

Axis is worst of worst
Without RBI Complaint Axis be like:-
"M Jhukega Nhi Saala"
"Jab RBI phich***de pe laat Marega tabhi Jhukega m"

 

[meetprj]

I have an current account with South Indian Bank for last 10 years. Never charged anything one i become a premium account holder by maintaining MAB of 25k. Branch though understaffed does manage well. They don't have any fancy credit cards or debit cards but service i get is top class