Suggest best CC for NoBroker Payment

[harshgupta940]

I want a Credit Card that provides the best Reward on payment for maintenance bill on No Broker app the payment is debit in the name of "NOBROKERTECHNOLOGIESSOL" and I don't know whether it is considered as Utility or Rent Payment.

Currently it is charging 1% + GST = 1.18% AS convience fees on paying through Visa/MasterCard CC and 2%+ GST on payment through Rupay CC. I am unable to pay through my HDFC DCB. Currently using ICICI Amazon Pay to get 1% and pay through Mobikwik for another 1% but I want a CC which gives atleast 1.5% on this transaction to coverup these charges atleast.

 

[shu_sha]

I want a Credit Card that provides the best Reward on payment for maintenance bill on No Broker app the payment is debit in the name of "NOBROKERTECHNOLOGIESSOL" and I don't know whether it is considered as Utility or Rent Payment.

Currently it is charging 1% + GST = 1.18% AS convience fees on paying through Visa/MasterCard CC and 2%+ GST on payment through Rupay CC. I am unable to pay through my HDFC DCB. Currently using ICICI Amazon Pay to get 1% and pay through Mobikwik for another 1% but I want a CC which gives atleast 1.5% on this transaction to coverup these charges atleast.

Please share your experience on this and any updates you have CC cashback? need to also pay maintenance bills thru Nobrokerhood app

 

[harshgupta940]

Please share your experience on this and any updates you have CC cashback? need to also pay maintenance bills thru Nobrokerhood app

Was Using HSBC Cashback for 1.5% until it was giving on utility but now using Amazon ICICI for 1% and charges are 1.4%+gst so I would have to earn that extra through bill payment

 

[shu_sha]

Was Using HSBC Cashback for 1.5% until it was giving on utility but now using Amazon ICICI for 1% and charges are 1.4%+gst so I would have to earn that extra through bill payment

Which category does it comes under rent or utility or general?

 

[harshgupta940]

Which category does it comes under rent or utility or general?

Utility 4900 .

 

[shu_sha]

Utility 4900 .

So that means no cashback on SBI cashback card as well then.

Any CC which gives cashback for paying maintenance on NBH app? Are there any loopholes?

 

[harshgupta940]

So that means no cashback on SBI cashback card as well then.

Any CC which gives cashback for paying maintenance on NBH app? Are there any loopholes?

Nope. I wasn't able to find it as only MC & Visa works for CC & DC. Rupay Amex Diners are not accepted. Only possibility can be finding a card that gives good return on Utilities 4900 txn and do less than 2k recharge to have minimal charge.

But if that DC gives return on 4900 then using CC like ICICI Apay gets to 1% and then use that DC to pay CC bills via Unipay or JioPay

 

[harshgupta940]

Just realized that Nobroker doesn't charge anything on Rupay DC and you can use SBI Rupay Virtual DC for 0.5%.

There are some more offers which keeps running and you can be updated with this post -
Thread 'SBI Rewardz: Upto 5X*/10X* RP under October Carnival Campaign'

Also now Rupay CC are accepted on nobroker although the Convience Fee is very hight but IDFC Power+ gives 5% upto 100 i.e. max txn you can do is 2k/month. Effectively you can earn around 2.1% deducting 2.9% convience fee.

 

[Ash8]

Just realized that Nobroker doesn't charge anything on Rupay DC and you can use SBI Rupay Virtual DC for 0.5%.

Usually there is a low charge on DC transactions amounting less than 2k and more charge if txn value is higher. Are saying there is no charge specifically for rupay DC?

 

[Ash8]

Effectively you can earn around 2.1% deducting 2.9% convience fee.

Stupid app which continues on its more stupidity; increased CC charges from 1.4%+GST to almost double charge 2.9% as of now. Why not introduce Amazon pay wallet already?

 

[Vineet_]

I am looking to buy it's 1k worth basic plan for my house hunting in next few days but seems every card messed up with charges.

Like axis, indus cc people reported it comes under rental category with additional charges if I pay.
For sbi CASHBACK it comes with utility mcc category kindly suggest which should I follow seems merchant name remains same nobroker technologies

i need serious suggestions don't know what mcc it will take i am buy plan of 25 contacts.

 

[shu_sha]

Just realized that Nobroker doesn't charge anything on Rupay DC and you can use SBI Rupay Virtual DC for 0.5%.

There are some more offers which keeps running and you can be updated with this post -
Thread 'SBI Rewardz: Upto 5X*/10X* RP under October Carnival Campaign'

Also now Rupay CC are accepted on nobroker although the Convience Fee is very hight but IDFC Power+ gives 5% upto 100 i.e. max txn you can do is 2k/month. Effectively you can earn around 2.1% deducting 2.9% convience fee.

Use ICICI HPCL Super Saver Credit Card for 5% CB on utility payments on NBH

 

[harshgupta940]

Use ICICI HPCL Super Saver Credit Card for 5% CB on utility payments on NBH

What is the maximum capping?

 

[shu_sha]

What is the maximum capping?

5% upto 400 PM

 

[harshgupta940]

5% upto 400 PM

It says INR 100 so do you mean upto 400 RPs per month?

If that's the case then its the same as idfc power+ I mentioned in my above post.

 

[shu_sha]

View attachment 78328
It says INR 100 so do you mean upto 400 RPs per month?

If that's the case then its the same as idfc power+ I mentioned in my above post.

Yeah my bad it's 400 RPs