Suggest CC - Addon Tata Neu Infinity or Fresh Tata neu plus (both No LTF)

[Orio]

Hi All,

Could you please suggest benefit of add-on cards vs normal card?

I need new rupay card for my brother which option is good -
1. Tata neu Infinity add on
2. Tata neu plus fresh

any other best rewarding rupay card for upi transactions ?

or any other CC for UPI spend rewards - need to apply as new?

 

[happy_prince_153]

Unless there is an eligibility issue, it is recommended to go for a separate credit card in the long run rather than going for an add on.

 

[saucy]

Imagine Add-on card like your card being cloned.

All the rewards go to you/ builds your cibil
All default liability also falls on you/destroys your cibil.

So they're usually used to complete milestones faster/to get cc to someone who can't get good cc by themselves.
And also they're usually free.

Your brother won't build a cibil history from it.

 

[Riva]

Besides the above valid points, add on card cannot be used for UPI on someone else's number. Means your brother too will need to use your sim in his phone. Correct me if I am wrong.

 

[jeevanreddy58]

Your brother can only make payments with card.. not from mobile or qr code scan