Suggest CC or prepaid CC or DC for education spends

[Arkapal Sen]

Me will be doing Online MBA (nearly 2.75Lac full course fees)
My Sister will be doing Online MA (nearly 80k full course fees)
I have 4 CC:
1. Amazon CC (4lac limit)
2. ICICI coral CC (4lac limit)
3. SBI CB CC (1.2Lac Limit)
4. Yes Bank Klick CC (1.5Lac Limit)

Kindly suggest some cc or dc or prepaid cc where i can get best returns in these education spends..

Will Tide Card give 3.5% on education spends??
I have tide card with me

**edit : will pay via official college site only..so it will be education spends

 

[Arkapal Sen]

Tata Nue Infinity 1.5%
Millenia 1% --- it can be more if you account milestone benefits.

Note : you have to use the institute's payment portal or pos. they don't reward payments on 3rd party apps

payment will be from oficial portal only

 

[Arkapal Sen]

tide ke piche mat pado

why..doesnt tide provide 3.5% on edu spends?

 

[Arkapal Sen]

Axis ace is hit or miss sometimes it gives cb sometimes it doesn't

axis havent devalue edu spends!!..strange

 

[HumorSimpson]

axis havent devalue edu spends!!..strange

As per TnC they did stop 🛑 rewards on education fee. But some reported it is still rewarding

Post in thread 'ACE is giving Cash bank on Education payments.'

Axis Credit Card Post in thread 'ACE is giving Cash bank on Education payments.'

Mar 18, 2024

I got cash back on education this month (2023 - oct )
statement (2023 - nov)

Me too for the current statement

• dealminer

• 
• 

 

[Arkapal Sen]

As per TnC they did stop 🛑 rewards on education fee. But some reported it is still rewarding

Post in thread 'ACE is giving Cash bank on Education payments.'

Axis Credit Card Post in thread 'ACE is giving Cash bank on Education payments.'

Mar 18, 2024

I got cash back on education this month (2023 - oct )
statement (2023 - nov)

Me too for the current statement

• dealminer

• 
• 

point is never trust axis..game done

 

[Arkapal Sen]

As per TnC they did stop 🛑 rewards on education fee. But some reported it is still rewarding

Post in thread 'ACE is giving Cash bank on Education payments.'

Axis Credit Card Post in thread 'ACE is giving Cash bank on Education payments.'

Mar 18, 2024

I got cash back on education this month (2023 - oct )
statement (2023 - nov)

Me too for the current statement

• dealminer

• 
• 

bro tata neu cc gives return as new coins right?

 

[HumorSimpson]

bro tata neu cc gives return as new coins right?

yes. But can be easily used in BB.

 

[Arkapal Sen]

yes. But can be easily used in BB.

in my area except 1mg no tata things r serviceble

 

[Arkapal Sen]

yes. But can be easily used in BB.

point is will official payment site will create any service charge for payments via cc

 

[HumorSimpson]

point is will official payment site will create any service charge for payments via cc

For me, my kid's school charges 0.5% which is shown upfront in the icici PG. Read some posts here where some were charged >1% on razorpay.

 

[Arkapal Sen]

For me, my kid's school charges 0.5% which is shown upfront in the icici PG. Read some posts here where some were charged >1% on razorpay.

i need to check..i will do mba on chandigarh online..my sis will do MA from same clg only..so need to plan things

 

[HumorSimpson]

i need to check..i will do mba on chandigarh online..my sis will do MA from same clg only..so need to plan things

Any CAs here who has filed taxes of those colleges ?

 

[Arkapal Sen]

Any CAs here who has filed taxes of those colleges ?

no idea..btw millenia cc gives 1%?

saw vdeo on millenia..not worth above apay cc..

 

[HumorSimpson]

no idea..btw millenia cc gives 1%?

saw vdeo on millenia..not worth above apay cc..

Millenia cc 's sweet spot is 1L in a quarter. You get 1000 Rs voucher, effectively making it 2%.

 

[Aniket]

whats the max cb to be earned?

₹1000 in a month.

 

[Aniket]

To sum up:
You can use Kotak Myntra to get 1.25% no cap on payment of both the fees

Or else use SC Smart for your Sis which gives 2%, max 1k in a month and use Amazon Pay for your MBA's fee, 1% with no cap

You need to use Amazon Pay only if you can't make any other arrangements that's only eligible card which is in your possession.

Disclaimer: Try and test then only use.

 

[Arkapal Sen]

Millenia cc 's sweet spot is 1L in a quarter. You get 1000 Rs voucher, effectively making it 2%.

no use for me..it gives movies and junk food coupons only..which i hate ..movies r waste of time for me

 

[Arkapal Sen]

To sum up:
You can use Kotak Myntra to get 1.25% no cap on payment of both the fees

Or else use SC Smart for your Sis which gives 2%, max 1k in a month and use Amazon Pay for your MBA's fee, 1% with no cap

You need to use Amazon Pay only if you can't make any other arrangements that's only eligible card which is in your possession.

Disclaimer: Try and test then only use.

afaik..sc cc is not servicable in my area..only kotak is an optn..will try it..else amazon last optn..
any trick of tide card?

 

[HumorSimpson]

no use for me..it gives movies and junk food coupons only..which i hate ..movies r waste of time for me

Clothing options like Reliance Trends are there.

 

[Arkapal Sen]

Clothing options like Reliance Trends are there.

me buying gym clothes nly..that too max amazon..