Suggest credit card for below usage

[Mogul]

I think SBI Cashback can't replace them forever.
*Source to give rewards for other cards:
Amazon/Flipkart- Partner Commission,
Ace - Recharge & bill payment commission with some MDR.
On the other hand SBI is paying rewards from its pocket(Cash burn) & might degrade in near future.

Point to be noted

 

[rohanm494]

SBI Cashback doesn't give cashback for wallet loads

From 1st may it's going to stop for utilities also , best is Amazon pay ICICI cc for utilities and SB cashback for buying Amazon egift card , capped at 10k and pay for insurance

 

[rohanm494]

Don't slay the Ace Slayer, ACE is simply a unique card which can't be replaced by any other cashback cards. ACE offers unlimited 2% cashback on offline/POS transactions. ACE also offers 5% cashback on GPay on bill payments. SBI cashback only offers 1% for bill payments.

2% offline/pos for ace is too good , no other card gives that , 1% is standard like on sbi cb card , but paying bills for 5% cb thru gpay for ace is the same as using Amazon ICICI cc to pay bills via Amazon pay , which also give 5% cb