Suggest me a Bank account with good Interest rate and Debit card benefits

[watchguys]

Hi, I'm planning to open a Bank Savings account with balance around 10L. Looking for good Interest rates and good debit card benefits. Narrowed down to IDFC First and AU Bank. Leaning towards AU Bank as the debit card has bookmyshow buy 1 get 1 offers. AU is a small finance bank so not sure if its safe as IDFC first.
Any other banks that can be considered ?

 

[D₹V]

Bump

 

[DRSYEDIRFAN]

Hi, I'm planning to open a Bank Savings account with balance around 10L. Looking for good Interest rates and good debit card benefits. Narrowed down to IDFC First and AU Bank. Leaning towards AU Bank as the debit card has bookmyshow buy 1 get 1 offers. AU is a small finance bank so not sure if its safe as IDFC first.
Any other banks that can be considered ?

If you are willing to park 10L then IDFC will be better option and you will get wealth savings account with wealth Debit & LTF Credit card. so both offers Movie tickets BOGO. in both BMS and PayTm as well. GO ahead with IDFC Bank saving account.

before opening an account negotiate with RM or BM to provide wealth Variant with Wealth Credit card from IDFC.

 

[SSV]

Hi, I'm planning to open a Bank Savings account with balance around 10L. Looking for good Interest rates and good debit card benefits. Narrowed down to IDFC First and AU Bank. Leaning towards AU Bank as the debit card has bookmyshow buy 1 get 1 offers. AU is a small finance bank so not sure if its safe as IDFC first.
Any other banks that can be considered ?

select/exclusive accounts with Indusind may perfectly suit uour needs..

 

[sxchzy]

go for indus grande /pioneer

 

[AritraSaha]

Hi, I'm planning to open a Bank Savings account with balance around 10L. Looking for good Interest rates and good debit card benefits. Narrowed down to IDFC First and AU Bank. Leaning towards AU Bank as the debit card has bookmyshow buy 1 get 1 offers. AU is a small finance bank so not sure if its safe as IDFC first.
Any other banks that can be considered ?

You haven't tell why wanted to keep 10L? For emergency fund? For business purposes? Or for high variety account?
Noone keeps 10L for bms offer...

 

[watchguys]

It's more of emergency fund.

 

[jack333]

Hi, I'm planning to open a Bank Savings account with balance around 10L. Looking for good Interest rates and good debit card benefits. Narrowed down to IDFC First and AU Bank. Leaning towards AU Bank as the debit card has bookmyshow buy 1 get 1 offers. AU is a small finance bank so not sure if its safe as IDFC first.
Any other banks that can be considered ?

For best interest rate open rbl. It will give 6% on 10l balance on whole amount above 1l. Other banks like idfc and au and Indus give only slab wise and not on whole amount

 

[AritraSaha]

It's more of emergency fund.

Go with bandhan Bank...
3% to 1L
6% above 1L

 

[jack333]

Go with bandhan Bank...
3% to 1L
6% above 1L

Ujjivan and fincare bhi hain fir to 🤣

 

[jack333]

Go with bandhan Bank...
3% to 1L
6% above 1L

Waise bandhan pe bhi slab wise hai. Rbl is giving on whole amount above 1l

 

[AritraSaha]

Waise bandhan pe bhi slab wise hai. Rbl is giving on whole amount above 1l

I check in rbl it's 5.5% above 1L...
I personally keep less then 1L in my account....
In higher balance you are losing lot of opportunity cost...

 

[jack333]

Yes rbl is good for higher amounts. Same with fincare and Ujjivan

 

[watchguys]

RBL pays quarterly interest. Monthly interest credits like AU and IDFC first is better

 

[sxchzy]

RBL pays quarterly interest. Monthly interest credits like AU and IDFC first is better

monthyl and quarterly chodo
interest slabs compare karo

 

[gamersgzb]

Hi, I'm planning to open a Bank Savings account with balance around 10L. Looking for good Interest rates and good debit card benefits. Narrowed down to IDFC First and AU Bank. Leaning towards AU Bank as the debit card has bookmyshow buy 1 get 1 offers. AU is a small finance bank so not sure if its safe as IDFC first.
Any other banks that can be considered ?

For 10 lakh balance you must get IDFC wealth which will give you visa infinite debit card with bogo on BMS and international lounge access as well

 

[palen]

Don't trust small banks with >5L. Better go with large banks like HDFC/ICICI/SBI for huge deposits.

 

[watchguys]

I don't see anyone recommending AU Royale account with 1L MAB. Are there any issues with the small finance bank and not safe to park money?