Suggest me a credit card

[Piyush Yadav]

Hello guys 👋
Can anyone tell me that which is the best method for purchasing amazon gift card... Except hdfc smartbuy gyftyr...

 

[Anupam222001]

Hello guys 👋
Can anyone tell me that which is the best method for purchasing amazon gift card... Except hdfc smartbuy gyftyr...

I am using Amazon credit card to buy Amazon pay gift card which gives me 2% cashback. This is the maximum I can get right now.

 

[aniketkr.sharma]

Hello guys 👋
Can anyone tell me that which is the best method for purchasing amazon gift card... Except hdfc smartbuy gyftyr...

Using sbi cashback on maximize.money gives 5% as far I knew.

 

[Piyush Yadav]

Using sbi cashback on maximize.money gives 5% as far I knew.

Thnx already purchased 😊

 

[BVCBVC is verified member.]

Hello guys 👋
Can anyone tell me that which is the best method for purchasing amazon gift card... Except hdfc smartbuy gyftyr...

Tell us what cards you have and what value you are looking to purchase.

 

[Piyush Yadav]

Tell us what cards you have and what value you are looking to purchase.

I want 50k gv...
And cards 🏧
1= Axis bank neo
2=Axis Indian oil
3= Axis Airtel
4=SBI cashback ( only 20k limit current available =6k)) purchase from Maximse
5=induslnd Legend
6=Idfc First Power+ hp
7=Idfc First Millenia
🤔 🤔

 

[BVCBVC is verified member.]

I want 50k gv...
And cards 🏧
1= Axis bank neo
2=Axis Indian oil
3= Axis Airtel
4=SBI cashback ( only 20k limit current available =6k)) purchase from Maximse
5=induslnd Legend
6=Idfc First Power+ hp
7=Idfc First Millenia
🤔 🤔

With current cards you cannot get better returns for Amazon Pay vouchers. Better to get some decent rewarding cards.

 

[Piyush Yadav]

With current cards you cannot get better returns for Amazon Pay vouchers. Better to get some decent rewarding cards.

Can you suggest me some.. 💭

 

[BVCBVC is verified member.]

Can you suggest me some.. 💭

Please share (If you Can)Your Credit Score, Credit History, Income Range, Any HNI accounts and your Salary account.

 

[Piyush Yadav]

Please share (If you Can)Your Credit Score, Credit History, Income Range, Any HNI accounts and your Salary account.

1=Credit score...
CIBIL = 774.( March 25)
EXPERIAN= 804 ( March 25)

2= History oldest 1y7m
3= highest limit 1 lakh
4= Holding Hdfc account

Account variant = Savings Max account ( Amb=25k) With hdfc platinum Debit card..
Using it an primary account from about 6 month for pre-approved credit card only.. maintaining it with about 2 lakh of balance... Using it for UPI and doing most of POS use from debit card.. Still but hdfc not provide any Pre-approved offer... 😂

 

[BVCBVC is verified member.]

1=Credit score...
CIBIL = 774.( March 25)
EXPERIAN= 804 ( March 25)

2= History oldest 1y7m
3= highest limit 1 lakh
4= Holding Hdfc account

Account variant = Savings Max account ( Amb=25k) With hdfc platinum Debit card..
Using it an primary account from about 6 month for pre-approved credit card only.. maintaining it with about 2 lakh of balance... Using it for UPI and doing most of POS use from debit card.. Still but hdfc not provide any Pre-approved offer... 😂

As you've started your Credit card journey recently just try to accumulate cards slowly. Don't take more than 1 card from 1 bank for now.

Take only core cards from HDFC as your first card. Try to meet RM and apply for Millinea. Don't take cobranded cards.

Apply for ICICI Amazon Pay Card, Try to upgrade any Axis card to Atlas if you're into Miles. Add any Amex cards to your portfolio.

 

[SpidySpider]

Try SBI cashback on park+ app for AGV if it allows you.

 

[BVCBVC is verified member.]

For AGV purchase take RML lounge membership and try to purchase on RML lounge for verified transactions. You might get for 2-2.5% discount.

 

[BVCBVC is verified member.]

Try SBI cashback on park+ app for AGV if it allows you.

He already utilized his limit on Maximize. Now he can't buy again on Park+

 

[Piyush Yadav]

As you've started your Credit card journey recently just try to accumulate cards slowly. Don't take more than 1 card from 1 bank for now.

card are listed... Some of them are issued for me.. Like I have holding only 4 cards
1 = Induslnd Legend ( 1 lakh)
2= Idfc First Millenia ( 45k)
3= Idfc First Power plus hp ( sharing limit of 45k from Idfc first millenia like an add on card)
4= SBI cashback (20k limit. Approved about 15 days ago 😂)

Only these four are Hold by me...

Take only core cards from HDFC as your first card. Try to meet RM and apply for Millinea. Don't take cobranded cards.

Hmm I'm also wailing for same but don't know when Hdfc give there offer..
Is RM can help me for that. if there is no any offer in netbanking, not from mail,

Apply for ICICI Amazon Pay Card, Try to upgrade any Axis card to Atlas if you're into Miles. Add any Amex cards to your portfolio.

All three axis bank cards are Approved to my father with a limit of ( 1.5 lakh) other two cards are also sharing limit of axis in (1.5 lakh) like an add on card 💳.. 🤔
..

 

[Piyush Yadav]

Try SBI cashback on park+ app for AGV if it allows you.

Can you share that park+ app or any screenshot

 

[Piyush Yadav]

For AGV purchase take RML lounge membership and try to purchase on RML lounge for verified transactions. You might get for 2-2.5% discount.

Can you guide me for that... In dm

 

[Piyush Yadav]

He already utilized his limit on Maximize. Now he can't buy again on Park+

I purchased only 10k, from Maximize, due to my sbi cashback limit...
One ques what if i make a. Advance payment of credit card.. But it reflect in there month date only can i right? ❓