Suggest me a credit card

[nirjharr]

I already hold 4 bank credit cards:

1. ICICI Amazon Pay and ICICI Sapphiro (LTF) - 5L
2. IDFC First Select - 3.78L
3. Axis MyZone - 4L
4. HDFC Regalia Gold (FYF) - 3.57L

I draw a monthly in hand of little over 2.2L. I have the salary account with HSBC.

• I am looking for a new credit card in the mid premium/ premium space.
• I am not opposed to pay a joining fees if the rewards and benefits justify that.
• I am looking for core cards primarily but would not mind going for a co branded card if that justifies the benefit.

I have tried for CLI on my HDFC and IDFC card but have received rejection for both of these (these were pre approved and the credit limit has stayed at the initial approval number only).

Please suggest me:

• Which other banks I can apply to and for which variant, so as to increase my overall credit limit.
• Any upgrade paths I can opt for the current cards I hold for better variant.

Thanks in advance for any help.

 

[nh124001]

grab hsbc cards, if you want travel..go for travel one..if cashback go for hsbc live+ or sbi cashback

 

[nirjharr]

grab hsbc cards, if you want travel..go for travel one..if cashback go for hsbc live+ or sbi cashback

Thanks for the response.

I tried for SBI BPCL octane last month but got rejected, no idea why. For HSBC travelOne my RM said I need to wait for 2 months and then it would be approved due to multiple enquiries (I got 2 enquiries last month for axis and icici for CLI and corporate sapphiro card issuance).

I can see some pre qualified options on paisabazaar for indusind. are these cards any good?