Suggest me a good second bank account

[bala_bhaskar]

Hi All,

I have my salary account with HDFC Bank and it use to be good in terms of benefits and offers. But since the last 1-2 years i don't see much privileges and the headache is the keep asking to take a loan Jumbo Loan/Loan on credit card/ personal loan etc... which i don't want .
The RM is shit and useless. They keep sending messages on whatsapp, mobile app notifications etc..

They also didn't provided any CC upgrade etc... and if i ask so they said they cannot provide a Lifetime free card ( any variant)
They offered Millenia with an annual fee(1200 approx).
Currently i have Regalia Rupay credit card(LTF) and i use it only for minimal spends on UPI.

So to park my excess funds of about 1-2 lakh and get good service with benefits I'm thinking of opening another bank account. Please suggest.

The only other bank account i have is with SBI at my hometown, i never use it but its active.

Options in my mind:

IDFC First Bank
Kotak
IndusInd

 

[iamabhisekagar]

Hi All,

I have my salary account with HDFC Bank and it use to be good in terms of benefits and offers. But since the last 1-2 years i don't see much privileges and the headache is the keep asking to take a loan Jumbo Loan/Loan on credit card/ personal loan etc... which i don't want .
The RM is shit and useless. They keep sending messages on whatsapp, mobile app notifications etc..

They also didn't provided any CC upgrade etc... and if i ask so they said they cannot provide a Lifetime free card ( any variant)
They offered Millenia with an annual fee(1200 approx).
Currently i have Regalia Rupay credit card(LTF) and i use it only for minimal spends on UPI.

So to park my excess funds of about 1-2 lakh and get good service with benefits I'm thinking of opening another bank account. Please suggest.

The only other bank account i have is with SBI at my hometown, i never use it but its active.

Options in my mind:

IDFC First Bank
Kotak
IndusInd

Go for IDFC

 

[bala_bhaskar]

Go for IDFC

can you share me the benefits of this account?

 

[SureShot]

can you share me the benefits of this account?

simple google will do, IDFC offers different account variants, you need to see which one suits you.

 

[iamabhisekagar]

can you share me the benefits of this account?

I have never used it but my friends have given positive reviews... However I can assure you that Indusind Bank has a shitty customer service and Kotak is a hit and a miss

 

[Shrinit Padwal]

Go for IDFC, I really like the app UI and UX. Also better than Indusind. Kotak Privy league programme is there, but again it would have some MAB criteria.