Suggest me among Amex Platinum, HDFC Infinia, DCB Metal or Axis Magnus Burgundy

[devrishi123]

Which is the best card amongst these

 

[devrishi123]

What is the difference between these cards

 

[nayra]

Acceptability
Milestones/Direct RPs
Fee

ig

 

[sidpsidp is verified member.]

Please use search option to find existing threads on the topic. That way youu can get relevant info faster.

Thread 'Infinia & DCB metal have same reward rate for a particular kind of spend' https://www.technofino.in/community...rd-rate-for-a-particular-kind-of-spend.33398/

 

[Jeevan raoJeevan rao is verified member.]

Request you to refer the already existing discussions in the forum and post your questions there.
Thread '[Poll] HDFC Infinia vs Diners Club Black ( DCB ) if both LTF ?' https://www.technofino.in/community...ia-vs-diners-club-black-dcb-if-both-ltf.6412/

 

[magnusfan]

Depends on what one wants - I would say take them all and add few more!

 

[devrishi123]

Haha!! I already have Amex Plat to gain access to the memberships. May discontinue after first year.

 

[devrishi123]

Would still want to know about other super premium cards before surrendering Amex Plat

 

[PavvanPavvan is verified member.]

@devrishi123 please don; create multiple thread
@Rkr @BVC @vaibhav111

 

[BVCBVC is verified member.]

@devrishi123 please don; create multiple thread
@Rkr @BVC @vaibhav111

We have merged both threads and created single thread.

@devrishi123 Please use search option on TF before posting it. We have multiple threads and discussions on similar/same topics. Thank you @Pavan

 

[drmsiva]

I just closed my Amex Platinum after 1 year and in my view, Infinia is the best CC to have and is more than sufficient for my needs. Annual fees is reasonable and requirements for a waiver are manageable for a premium card.

The requirements for Axis Magnus are too much for most people and the card does not give points for some categories like spends on Education. I don't know much about DCB.

 

[devrishi123]

We have merged both threads and created single thread.

@devrishi123 Please use search option on TF before posting it. We have multiple threads and discussions on similar/same topics. Thank you @Pavan

noted. Will take care. Thanks

 

[sourpai]

I just closed my Amex Platinum after 1 year and in my view, Infinia is the best CC to have and is more than sufficient for my needs. Annual fees is reasonable and requirements for a waiver are manageable for a premium card.

The requirements for Axis Magnus are too much for most people and the card does not give points for some categories like spends on Education. I don't know much about DCB.

Magnus Burgundy / Atlas / DCB... all of them give points for education if it is paid directly on school website

 

[drsel]

Magnus Burgundy / Atlas / DCB... all of them give points for education if it is paid directly on school website

Even online you get points on these three cards

 

[cardio_guycardio_guy is verified member.]

@devrishi123 You can explore the popular cards of various banks and take a decision. On a very high level, these are the types:

• Amex: Amex trifecta includes Platinum Travel, Membership Rewards, and Gold Charge. However, its limited offline acceptance remains a downside.
• Axis: Many prefer Axis Bank for its high rewards structure. Some of their popular cards are Axis Atlas, Axis Airtel, and Axis Magnus (or premium options like Reserve, Olympus, Horizon, or M4B). While Axis offers great value, frequent changes to benefits can be a concern.
• HDFC: HDFC Bank is India’s most stable and rewarding credit card issuer. Some of their popular cards are Tata Neu Infinity, Swiggy, Regalia Gold, Infinia, Diners Club Black, and Biz Black. The only limitation is that they allow only one core card, with others being co-branded or add-ons.
• ICICI: Traditionally behind in rewards, ICICI has improved with the launch of iShop. The popular cards are Amazon Pay, Emeralde Private Metal, Times Black, Sapphiro or Emeralde PVC. They also have many other co-branded cards (such as with MMT, AdaniOne etc)
• HSBC: HSBC also has some good cards like Live+, Premier, TravelOne, Platinum, and Taj.

Smaller players like RBL, Yes Bank, IndusInd, and AU Bank struggle to maintain competitive offerings, frequently devaluing rewards and benefits. Their market share remains minimal. As you progress in your credit card journey, you’ll realize that having 2-3 well-chosen cards—either from the same bank or different issuers—is often more rewarding than collecting many different cards.