• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Suggest me some credit cards for spends

techstrom007

TF Premier
VIP Lounge
I'm planning to optimize my spends for maximum rewards.

Currently have INFINIA and ICICI Coral LTF.

Spends :-
RentPay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards.90,000 * 12 = 10.8L
2 wheeler PurchaseUpcoming wheeler purchase on coming month1L
Insurance Payments4 wheeler insurance, Health Insurance & Term Insurance 80k
Fuel Spends10-12K monthly or sometimes even above 15K in some months12*12 = 1.4L
Day 2 day spends20-30k per month -- INFINIA3.6L
International Travel2 X Yr -- INFINIA 2-3L
Additional Tax Payments apart from TDS~ 60-70k

Which cards can be best suitable for the expenses, since all major expense categories are not covered under INFINIA or mostly in any cards.

Some milestone cards might be beneficial.
 
I'm planning to optimize my spends for maximum rewards.

Currently have INFINIA and ICICI Coral LTF.

Spends :-
RentPay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards.90,000 * 12 = 10.8L
2 wheeler PurchaseUpcoming wheeler purchase on coming month1L
Insurance Payments4 wheeler insurance, Health Insurance & Term Insurance 80k
Fuel Spends10-12K monthly or sometimes even above 15K in some months12*12 = 1.4L
Day 2 day spends20-30k per month -- INFINIA3.6L
International Travel2 X Yr -- INFINIA2-3L
Additional Tax Payments apart from TDS~ 60-70k

Which cards can be best suitable for the expenses, since all major expense categories are not covered under INFINIA or mostly in any cards.

Some milestone cards might be beneficial.
Take a good fuel card . May be rbl or hpcl supersaver icici. Take it in rupay, so that use upi as well. You can even take amex. And use park plus to buy iocl voucher.

You can even think about eterna rupay. But consider it only if you are sure you'll reach 5L milestone. Else reward is pretty low. And they've put min spend balance for lounge access.
 
Back
Top