I'm planning to optimize my spends for maximum rewards.
Currently have INFINIA and ICICI Coral LTF.
Spends :-
Which cards can be best suitable for the expenses, since all major expense categories are not covered under INFINIA or mostly in any cards.
Some milestone cards might be beneficial.
Currently have INFINIA and ICICI Coral LTF.
Spends :-
Rent | Pay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards. | 90,000 * 12 = 10.8L |
2 wheeler Purchase | Upcoming wheeler purchase on coming month | 1L |
Insurance Payments | 4 wheeler insurance, Health Insurance & Term Insurance | 80k |
Fuel Spends | 10-12K monthly or sometimes even above 15K in some months | 12*12 = 1.4L |
Day 2 day spends | 20-30k per month -- INFINIA | 3.6L |
International Travel | 2 X Yr -- INFINIA | 2-3L |
Additional Tax Payments apart from TDS | ~ 60-70k |
Which cards can be best suitable for the expenses, since all major expense categories are not covered under INFINIA or mostly in any cards.
Some milestone cards might be beneficial.