Today I followed the link https://easycredit.indusind.com/ to check my pre-approved credit card offers, and I saw the following credit cards are being offered to me at pre-approved basis. Please suggest me which one would be the best choice based on your credit card experiences. I am somewhat of a CC newbie and your help is appreciated! 😃
My usual credit card approach if you need to know: I am primarily an online spender, I usually prefer value over lifestyle/luxury (but don't mind eventually foraying into it), i.e., cashbacks and easy to redeem reward points attract me more than airmiles and convertible reward points etc. at the moment, which I do not fully understand yet. My primary credit card expenditure usually includes shopping, bill payment, and subscriptions.
These are the cards I have been offered:
I will especially grateful if you explain a little on why you think the particular card you are suggesting is better. I have bare minimum idea on most of these cards. 🙏
My usual credit card approach if you need to know: I am primarily an online spender, I usually prefer value over lifestyle/luxury (but don't mind eventually foraying into it), i.e., cashbacks and easy to redeem reward points attract me more than airmiles and convertible reward points etc. at the moment, which I do not fully understand yet. My primary credit card expenditure usually includes shopping, bill payment, and subscriptions.
These are the cards I have been offered:
- IndusInd Bank Platinum Aura Edge Credit Card LTF Visa
- IndusInd Bank Platinum Credit Card LTF Visa
- IndusInd Bank Legend Credit Card LTF Visa
- IndusInd Bank Nexxt Credit Card 1999+GST MC (Also these two paid cards simply mention '1999+GST' after 'Joining Fee and Annual Fee ₹', are these one-time fees or joining plus annual fee? Any idea?)
- IndusInd Bank EAZYDINER Credit Card 1999+GST Visa
I will especially grateful if you explain a little on why you think the particular card you are suggesting is better. I have bare minimum idea on most of these cards. 🙏
