• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Suggest Rupay credit card

helloworld

TF Legend
Looking for a RuPay card that meets the following requirements:
  • Must work without a minimum spend of ₹2000
  • Should have the same reward rate across different apps (not just the issuer’s app)
  • Must earn reward points on grocery purchases and roadside eating places
  • At least 1% reward rate or cashback

I haven't been tracking RuPay cards much lately, so if any fit these criteria, please let me know. Thanks in advance!

Special Thanks!

@Hemang : Axis Airtel Rupay (1% offline spends)
@2025 : AU InstaPay (1% on selected categories include eating places, grocery and pharmacy)


Note:
  • Eterna: 0 points for 95% of my spending in these categories, same applies to Snapdeal
  • Tata Neu: Unreliable app outside, struggles to open, inconvenient RP split between HDFC and their platform, and requires using their app only and if any issues have to check support here and there.
@Abhishek012
 
Last edited:
ICICI Coral Rupay or Sapphiro Rupay whichever you are getting as LTF. I have linked it to UPI and every transaction above Rs. 50 has earned reward points atleast @2%
As far as I know, it's 0.50% for Coral (for selected MCC, it's 0.25%). Do not know if they have changed anything recently. (edited after verification)
 
Last edited:
Coral Rupay gives 2 RP on ₹100, value of 1 RP is just ₹0.25

same for coral, platinu, rubyx, sapphiro: no changes.. consistence in ICICI. Unless someone find a way to redeem 1 RP = 1rs. which I would very much like to know.

 
Back
Top