Suggestion for best small finance bank account

[kjs]

Ujjivan small finance bank is also one may consider.

Actually, we have rented out our premises to them. They are pretty good with their netbanking and other stuff.

They are also offering free Atm, cheque books and free of charge neft and rtgs.

Alongwith interest, you may consider other value added services too, imo.

Regards,

How is the app experience of Ujivan SFB. I m planning to open SFB account. Shortlisted 2 equitas and Ujjivan based on FD returns and some better popularity compared to JANA, Fincare etc. Is it mandatory to have physical debit card for above banks ?

 

[PANK]

How is the app experience of Ujivan SFB. I m planning to open SFB account. Shortlisted 2 equitas and Ujjivan based on FD returns and some better popularity compared to JANA, Fincare etc. Is it mandatory to have physical debit card for above banks ?

I know regarding utkarsh Jana and fincare
In Jana account was opened ofline at my house when i showed interest in fd on their website
App is ok
I told bank person I don't want debit card and sms alert

In utkarsh also same case like Jana

In fincare i used online method
In 10k rupay platinum debit card is free
And in return you also get some Amazon voucher if you complete some tasks mentioned on their website

 

[kjs]

I know regarding utkarsh Jana and fincare
In Jana account was opened ofline at my house when i showed interest in fd on their website
App is ok
I told bank person I don't want debit card and sms alert

In utkarsh also same case like Jana

In fincare i used online method
In 10k rupay platinum debit card is free
And in return you also get some Amazon voucher if you complete some tasks mentioned on their website

If we open FD in FinCare is it different from normal FD , LIKE any t&c or any limitations etc ?

 

[PANK]

I

If we open FD in FinCare is it different from normal FD , LIKE any t&c or any limitations etc ?

IF you open 10k account 20k is required to make it zero balance account

 

[kjs]

I

IF you open 10k account 20k is required to make it zero balance account

How is ur experience with the app use? I am planning to open as this is the closest to my home other SFB stated above are far. In case of any issues branch visit would be convenient. Did you require branch visit anytime other than mandatory branch visit

 

[PANK]

How is ur experience with the app use? I am planning to open as this is the closest to my home other SFB stated above are far. In case of any issues branch visit would be convenient. Did you require branch visit anytime other than mandatory branch visit

In Fincare I opened digitally
If vkyc is done successfully you are good to go
I opened account last year and haven't visited Branch till now

 

[kjs]

I

IF you open 10k account 20k is required to make it zero balance account

If we open 0 balance does it automatically get converted to 101 Priority Savings account if FD > 20K is opened later?

 

[hks789]

If we open 0 balance does it automatically get converted to 101 Priority Savings account if FD > 20K is opened later?

Afaik Account variants wont change unless you raise an explicit request for upgrade.