Suggestion for credit card needed

[jonape4811]

I am getting pre-approved -
1 - HDFC Millennia CC
2 - Tata Neu Infinity/Plus

My company's bank executive promised me that they can provide HDFC Regalia Gold LTF (but reading others' thread I am afraid that they will send some other CC or may charge for Regalia Gold.)

I don't own any CC yet. My requirements are lounge and rewards.

Thanks in advance!

 

[helloworld]

Ok. What do you want to know?

Which is better in listed two cards? Both are good, possibily Millennia slightly.

Want to know what happens if apply Gold? Depends on application, your eligibility and yes, bank has the right to change or provide any variant, confirm with executive and apply of sure way.

 

[jonape4811]

Ok. What do you want to know?

Which is better in listed two cards? Both are good, possibily Millennia slightly.

Want to know what happens if apply Gold? Depends on application, your eligibility and yes, bank has the right to change or provide any variant, confirm with executive and apply of sure way.

Yeah! As mentioned my use case is Lounge and Rewards/cashbacks.

In Millenia, I have to spend 1L per quarter to get lounge access right? That too, only 4 in a year these days.

As far as I know there is no spend based access on Tata Neu Infinity cards.

Also please suggest any other LTF cards of other banks/companies.

Thank you for replying!

 

[nomad]

Try for the Regalia Gold, even if they change variant, you might still receive Millenia

 

[jonape4811]

Try for the Regalia Gold, even if they change variant, you might still receive Millenia

Cool thank you!

 

[helloworld]

Yeah! As mentioned my use case is Lounge and Rewards/cashbacks.

In Millenia, I have to spend 1L per quarter to get lounge access right? That too, only 4 in a year these days.

As far as I know there is no spend based access on Tata Neu Infinity cards.

Also please suggest any other LTF cards of other banks/companies.

Thank you for replying!

L T F: https://www.technofino.in/community...-lifetime-free-ltf-hit-miss.20109/post-482223

Give some example cards which you think will survive next 2-3 years by still satisfying our requirements, so that we don't have to upgrade and keep it as same LTF condition.

Further: https://www.technofino.in/community...-lifetime-free-ltf-hit-miss.20109/post-482473

For you Regalia Gold is better option in HDFC at this post, if you can get DCB try paid it will provide more lounges. Otherwise look for IDFC / AU cards for more lounges and LTF.

 

[jonape4811]

L T F: https://www.technofino.in/community...-lifetime-free-ltf-hit-miss.20109/post-482223

Give some example cards which you think will survive next 2-3 years by still satisfying our requirements, so that we don't have to upgrade and keep it as same LTF condition.

Further: https://www.technofino.in/community...-lifetime-free-ltf-hit-miss.20109/post-482473

For you Regalia Gold is better option in HDFC at this post, if you can get DCB try paid it will provide more lounges. Otherwise look for IDFC / AU cards for more lounges and LTF.

Sure, thanks you so much!