Suggestion for LTF cards

[shivek]

I am looking to get some good cards LTF only.
I have salary account with ICICI bank with net salary credit upwards of 2.5L
Having CIBIL and Experian upwards of 800.
Requesting members to share views and suggestions on cards and application process.
Currently I hold the following cards:

Bank	Variant	Limit (Lacs)	Fee
AmEx	MRCC	~3.4	4500 (Waiver 1.5L | achieved with LIC premiums)
Axis	MyZone	~5.0	LTF
Axis	Flipkart	~5.0	LTF
HDFC	Regalia	~9.7	LTF
HDFC	Neu Infinity (Rupay)	~9.7	LTF
HSBC	Platinum	~2.1	LTF
ICICI	HPCL Coral	~12.6	199 (Waived on 50K)
ICICI	Amz Pay	~12.6	LTF
ICICI	MMT Signature	~12.6	LTF
Indusind	Aura Edge	~1.2	LTF
Kotak	Platinum League	~6.3	LTF
One Card	BOB	~5.0	LTF
SBI	Cashback	~2.1	FYF (Planning for closure before renewal)
SC	EMT	~3.5	350 (Waived on 50K, achievable with my travel bookings)
Yes	Premia (MC World)	~3.6	LTF
Total Limit (as in CIBIL)	~85L

Note: I don't have much spends on cards and I don't believe in manufactured spends as well to reap the benefits.

 

[vaibhav111vaibhav111 is verified member.]

amex isn't providing companion card anymore and i too have received the above screenshot and MRCC will be closed and 10,000 mb point will be credit with 3.5 + gst on FYF and MRCC and plantium travel doesn't share same customer id, so different customer id hence point will be credited in different account

 

[vaibhav111vaibhav111 is verified member.]

Plat travel is good if you can hit the milestone, but getting it through upgrade isn't the best way to go through.

Rather apply through someone's referral link (the MGM offer is paused i guess, but wait for it)
That way you'll get the 10,000 MR points + first year free + reduced fee if lucky
AND you can get the MRCC as a companion

@saucy as per the email it say the upgrade, so the companion thing has been stopped for a while now, it better to ask amex support and confirm.

 

[saucy]

@saucy as per the email it say the upgrade, so the companion thing has been stopped for a while now, it better to ask amex support and confirm.

Yes, thanks for pointing out buddy, however I'm writing from experience of another TFuser - they got upgrade offer, but chose to apply fresh (because amex takes each application as fresh, ye bhi isi forum pe padha🤣)
So they got the card and all that i wrote above.
Thus it might be a good idea to wait for MGM

 

[shivek]

Earlier it used to be mentioned in the upgrade email that MRCC will be converted to companion.
But in the recent emails haven't seen this mentioned.

 

[BeingPramod]

The HSBC platinum credit card is a great LTF credit card option to have.

 

[shivek]

I tried applying online on ICICI and getting Emeralde with fee of 1K+GST and card image showing VISA Platinum.
Please refer below link for details from another thread.
https://www.technofino.in/community...e-icici-sapphiro-credit-card.7612/post-234529
Seeking valuable guidance on this unheard pricing.
Deleted the link to avoid confusion.
Missed to see /month in the fee (1000+GST/month)
RIP excitement 😂

 

[4uziaul]

I tried applying online on ICICI and getting Emeralde with fee of 1K+GST and card image showing VISA Platinum.
Please refer below link for details from another thread.
https://www.technofino.in/community...e-icici-sapphiro-credit-card.7612/post-234529
Seeking valuable guidance on this unheard pricing.

You are simply spamming in excitement 😂

 

[shivek]

You are simply spamming in excitement 😂

exactly 😀
got nothing much to do now

 

[saucy]

You are simply spamming in excitement 😂

Apply kar bhai mod ke liye. i vouch for you

 

[shivek]

Apply kar bhai mod ke liye. i vouch for you

na bhai, this luxury does not come often
day time for family and night time office (luckily I did not have much work today)

 

[saucy]

na bhai, this luxury does not come often
day time for family and night time office (luckily I did not have much work today)

Koi nai Bhai, kal phirse padhna subah 🤣

 

[cardio_guy]

how to get tata neu infinity LTF (other than c2c) ?