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Suggestion from people to get pre approved cc offer in Kotak

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Batmanbaba

Batmanbaba

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This question is specific to people of mumbai.... If you have got a pre-approved offer for credit card in your kotak account please tell your branch. I hold a account in branch of kalyan and it comes under Metropolitan but still unable to get any pre approved offer even after 5 years of account... So thinking of changing the branch and see if anything changes....

People here have commented that those having branches in tier 1 cities are getting the pre approved offers...
 
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anirbanm said:
Did you click on 'credit card' option in app?
Click to expand...
Yes... Now I am able to see apply option for credit card..... But nothing pre approved... I closed my kotak 811 dream different fd card in march... And exactly 4 months after closing... The option for apply is now active.... Earlier till I hold the card it was not available.....
 
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Kotak guys are asking to open demat account and saying then you'll get pre approved offer fast (demat would be of zero charges if deposited 10k n 1k investment for 3 months) should I open it?
I don't need any other demat I use zerodha only.
I had 811 fd cc closed it 4 months back maintaining 25k+ from last 3 months.(not applied for dc as it's chargeable no requirement as such)
Account is 3 year plus old.. salary also credited in this account but later changed to HDFC and left the job too.
Any views guys?
 
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Kartik155555 said:
Kotak guys are asking to open demat account and saying then you'll get pre approved offer fast (demat would be of zero charges if deposited 10k n 1k investment for 3 months) should I open it?
I don't need any other demat I use zerodha only.
I had 811 fd cc closed it 4 months back maintaining 25k+ from last 3 months.(not applied for dc as it's chargeable no requirement as such)
Account is 3 year plus old.. salary also credited in this account but later changed to HDFC and left the job too.
Any views guys?
Click to expand...
Dont open anything.... They are giving credit cards to nibba-nibbis without balance and any relationship whatsoever.. Other than kotak 811 account..... Since u have just closed 811 credit card... U have to wait minimum 6 month.. Then u can expect... Any pre approved offer.... I have also closed kotak 811 secured card in march.... So waiting for any offer aftr 6.months...
 
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Batmanbaba said:
Dont open anything.... They are giving credit cards to nibba-nibbis without balance and any relationship whatsoever.. Other than kotak 811 account..... Since u have just closed 811 credit card... U have to wait minimum 6 month.. Then u can expect... Any pre approved offer.... I have also closed kotak 811 secured card in march.... So waiting for any offer aftr 6.months...
Click to expand...
Ok ..will wait then.
 
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Kartik155555 said:
Kotak guys are asking to open demat account and saying then you'll get pre approved offer fast (demat would be of zero charges if deposited 10k n 1k investment for 3 months) should I open it?
I don't need any other demat I use zerodha only.
I had 811 fd cc closed it 4 months back maintaining 25k+ from last 3 months.(not applied for dc as it's chargeable no requirement as such)
Account is 3 year plus old.. salary also credited in this account but later changed to HDFC and left the job too.
Any views guys?
Click to expand...
Sounds scam. If you want open a small FD which you can break easily. That's how I got hdfc pre-approved credit card
 
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Kartik155555 said:
I am maintaining a high amount in hdfc...but no fd

How much limit you got and varient?
Click to expand...
I had got Millinia LTF 75K when I was a mere student. I had coral 50k limit at that time.
Now the card limit has grown 210k.

She had told me do a 10k FD you can close within 6 months. And I remember I had broken before 6 months of ripening. So I was happy.
 
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Within two months after opening zero balance account (Oct 22) they offered me ltf Zen and White, I chose Zen thinking they will ask documents for White, my MAB was 50k for 2 months.
 
Last edited:
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Batmanbaba said:
Yes... Now I am able to see apply option for credit card..... But nothing pre approved... I closed my kotak 811 dream different fd card in march... And exactly 4 months after closing... The option for apply is now active.... Earlier till I hold the card it was not available.....
Click to expand...
Yes, I am able to see, I don't have even saving account, 4-5 years back EMI, using that I got CRN and I logged in into their app and it works.

able to see 4-5 recommended card but all are paid and league platinum is not visible.

But now, I am not interested taking Kotak cards.
 
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