Trying to get pre approved card

[banker]

Will i get pre approved credit card offer if i open a hdfc saving account or hdfc max saving account??

Should i open a normal saving acct or a max saving account and how much funds should i maintain?

 

[SamPtnk]

Salary????
Dude I am student with 5-10 lakh income (filled at time of application)

Student with 5-10L 😜

Doesnt matter just fill the profile tab they dont verify
Ignore if your age is less than 20

 

[doraemon]

Student with 5-10L 😜

Doesnt matter just fill the profile tab they dont verify
Ignore if your age is less than 20

Pocket money 🤣

Okay will update
Mai 2003 ka model hu

 

[SamPtnk]

Pocket money 🤣

Okay will update
Mai 2003 ka model hu

Nice man with that much cash at such early age invest in a index fund bro via SIPs
I regret that I started investing at 24
You will thank me after 10 years

Ignore if you have generation wealth

 

[doraemon]

Nice man with that much cash at such early age invest in a index fund bro via SIPs
I regret that I started investing at 24
You will thank me after 10 years

Ignore if you have generation wealth

Currently I don't have much knowledge in this area
Currently saving in ppf every year 50k
And making nsc every month of 50k
Fds in small banks upto 4l

 

[SamPtnk]

Currently I don't have much knowledge in this area
Currently saving in ppf every year 50k
And making nsc every month of 50k
Fds in small banks upto 4l

PPf is fine man
Ignore Nsc and Fds for now those are for old age when you need to protect capital

If you dont require the money in 10 years I suggest you start a SIP in Nifty index ,some in Midcap index and last in Small cap Index , pref at 40:40:20 ratio

Ignore active funds for now

Chose a reputed Bank Mf house and invest directly with their AMC

 

[banker]

Savings max is the best acc out there. Take Mill Dc with it

You need to do transactions frequently

Balance doesn't matter I got my card with mere 3k avg balance but Dc spends were close to 1.5L in 3-4 months

So hdfc max is best or does icici or axis bank or any other have a better options?

 

[SamPtnk]

So hdfc max is best or does icici or axis bank or any other have a better options?

For me Hdfc max was best followed by ICICI
Axis was never in the picture they took 2 years to show a pre approved CC offer

 

[varun__goel_]

So hdfc max is best or does icici or axis bank or any other have a better options?

Axis also usually offers card within 6 months. For me they gave an offer of 60k limit.

 

[Ak Singh]

For me Hdfc max was best followed by ICICI
Axis was never in the picture they took 2 years to show a pre approved CC offer

After how many months later did you get pre-approved offer from hdfc and which card variant and limit?
How much balance was you maintaining?

 

[SamPtnk]

After how many months later did you get pre-approved offer from hdfc and which card variant and limit?
How much balance was you maintaining?

5 months
Easy Emi 75K
3k

 

[Ak Singh]

5 months
Easy Emi 75K
3k

Which account allow to maintain 3k in HDFC?

 

[SamPtnk]

Which account allow to maintain 3k in HDFC?

Rural

3 word