Suggestion on my CC portfolio

[Karma]

Hi All, I have the below cards and seeking suggestions on how to optimise.

My annual spends typically are:
Utilities: 50k
Groceries/Food delivery: 6L
Gold: 2L
Travel incl. international trip (Flights+Hotels): 3L
Local commute (Uber / Ola): 2L Miscellaneous shopping: 3L (50% offline)

Current portfolio/strategy:

1. infinia: APay and shopping GVs for utilities and Swiggy / Uber / ola spends wherever possible. Always end up utilising 15K RP limit every month.
2. Atlas: Offline plus all travel bookings
3. Marquee: Got for movie and guest international lounge visits benefits. Do get some offers on Swiggy sometimes but need suggestion if it is worth closing and getting Sapphiro LTF instead for movies and Amex partner offers
4. Amex Plat and Gold: Got these both this year and have completed all milestones. Have 60k points but with no marriott transfer offer not sure where to transfer. I plan to close this card in the next two months and suggestion on any good redemption options other than luxury stays are welcome
5. SBI Vistara Prime: Used to complete all milestones here but with the merger I don’t think its reward structure is worth it. Will still pay the fee and get complimentary PE ticket voucher
6. LTF cards which I don’t mind holding: Amazon Pay ICICI, Axis MyZone, IDFC Wealth, Indusind Rupay Platinum, BoB Premier Rupay

Happy to hear and discuss any suggestions. TIA!

 

[Anupama_Jha]

Get Axis Airtel or Axis Ace for utilities.