Whats logic of closing atlas and amex plat..i use mainly these 2 cards only
This is w.r.t to "main post" and when considering mentioned "5L annual cumulative spends", not applicable to everyone unless they also spend same amount and on same categories.
for 5L random and cumulative spends as per "main post"..
Platinum Travel: On 2L milestone
compare to Plat Travel MRCC is better with fee waiver, but decent returns start around 4L annual spends. But unless you can hit the offline requirement or use AMEX everywhere, it’s hard to make this your primary card and get value from 4L out of 5L in random spends.
Spends category suggestions do check
post #45
Atlas: To get returns after fees, you’d need at least 5L in spends (and majorly should contribute travel spends, which "main post" ignored or not specified), do
check this once.
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Note: Everyone’s use case is different, but if your spends are also around 5L like in the "main post," it’s worth checking if you’re actually getting positive rewards after fees.
As mentioned in post #45, its important to specify spend categories and amount to get better suggestions. Only listing cards doesn't help much, IMO.
