Guys, I hold SBI Prime and Cashback card. I mostly use cashback card and accumulated a reasonable amount of cashback using it. I have spent around 1.5 lacs in Prime till now but I don't think I will be able to meet the 3 Lac waiver criteria. Shall I close the Prime card since I don't use it much. For dining and stuff I have LTF BOB Eterna which I recently got. Is the card worth the annual fee of 2499+GST ? Also in the SBI card app they are giving me upgrade to ELITE on Prime card but it has charges of 2999+GST so it is not making any sense to me.