Suggestions needed regarding hdfc card

[Kumar93196]

I applied for swiggy card but the customer care called me and asked that I am not eligible for swiggy cc but I am eligible for freedom card so I said yes to the agent he just told me the card name not the fee or varient. And next day my card got approved.
Is limit will be 14k or it's just for time till the physical card delivered to me. If it's 14k limit than I won't activate it.

And I am planning to maintain 50k from next month onwards in my hdfc a/c for a better card in next 6 months.

Is it correct approach or should I activate my cc?
I applied via pop up which comes in hdfc app of swiggy cc am I eligible for voucher worth 1500?

Latest update :-
I received the card today.
Card fee is 590. And I will recieve 500 cashpoints.
My freedom card is jcb Rupay.

 

[Anindya98]

And I am planning to maintain 50k from next month onwards in my hdfc a/c for a better card in next 6 months.

Good Choice if the limit is only 14K.

Is it correct approach or should I activate my cc?

It is your wish whether you will activate your cc or not. Depends on your usage or whether the benefits are worth it or not.
Its a very basic card with a lower limit it will take a long time to get to a decent limit with LE.

 

[RishiKiDev]

I applied for swiggy card but the customer care called me and asked that I am not eligible for swiggy cc but I am eligible for freedom card so I said yes to the agent he just told me the card name not the fee or varient. And next day my card got approved.
Is limit will be 14k or it's just for time till the physical card delivered to me. If it's 14k limit than I won't activate it.

And I am planning to maintain 50k from next month onwards in my hdfc a/c for a better card in next 6 months.

Is it correct approach or should I activate my cc?
I applied via pop up which comes in hdfc app of swiggy cc am I eligible for voucher worth 1500?

Latest update :-
I received the card today.
Card fee is 590. And I will recieve 500 cashpoints.
My freedom card is jcb Rupay.

Don't activate it.

Wait for more pre-approved offers for better cards like millennia etc.

 

[Card_Crafter]

That's a bottom tier card with useless reward rate and on top of it only 14k credit limit. Just throw away the card in the dustbin and forget about it.

Maintain decent balance in account, do regular spends on DC, within 5-6 months you will get a better card with a better CL.

 

[Kumar93196]

If I don't activate the card do Is joining fee will be levied or not...?

 

[Anindya98]

If I don't activate the card do Is joining fee will be levied or not...?

It will automatically get canceled as per RBI rules if not activated within 30 days

 

[Kumar93196]

Is everyone's screen in hdfc cc summary same or it's only mine is different like

Next to card I see upgrade option
Next to limit I see limit increase option

 

[Card_Crafter]

Is everyone's screen in hdfc cc summary same or it's only mine is different like

Next to card I see upgrade option
Next to limit I see limit increase option

It's same for all HDFC card holders. When you click on upgrade/ increase limit option, it will show no offer available / not eligible.