Suggestions on LTF credit card for international/domestic launge.

[mudit.sharma]

Please suggest LTF Credit card which can offer good number of domestic & international launge acess for primary and add on card user. I am thinking of Regalia or DCP, but not sure how to get it as LTF.

I need it purely for launge access so aiming for LTF card, pls drop your suggestions.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I am confused whether to give closure request or not? kahin aisa na ho upgrade ke chakkar mein league bhi chala jaye 😂 😂 .
Will they close my card without calling and letting me to clear the outstanding first?

If you have outstanding they will not take the closure request so it won’t go to retention. Almost always they call for retention , in case of bad luck you can mail them and ask to re-activate your card

 

[Lakshya Mahani]

If you have outstanding they will not take the closure request so it won’t go to retention. Almost always they call for retention , in case of bad luck you can mail them and ask to re-activate your card

Will they reactivate my card easily if by chance they close my card without calling me with 0 outstanding?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Will they reactivate my card easily if by chance they close my card without calling me with 0 outstanding?

First of all they will definitely call, and yes they can reactivate it but it’s at their discretion.

If you are too attached with league then don try this stunt.

Rather try by mailing which has 50-50 chance of approval or rejection

 

[bismaj]

Does regalia add-on also has lounge access?

yes it does have it, also DCP is in the same range also have this benefit ....upto 12 domestic lounge access shared between primary and add on card members

 

[bismaj]

Any suggestions for LTF cards which offer unlimited domestic lounge access?
I'm fine with opening bank acc/FD and park some funds there

If possible go for BOB eterna by opening FD in BOB and having that as secured credit card . but its not LTF, but the primary wish i.e unlimited Domestic lounge access for Primary and Add on card members are there.

 

[Lakshya Mahani]

First of all they will definitely call, and yes they can reactivate it but it’s at their discretion.

If you are too attached with league then don try this stunt.

Rather try by mailing which has 50-50 chance of approval or rejection

Problem is that this card is my oldest card according to cibil. I don't want to cancel a LTF card specially from kotak. I am thinking to mail kotak for LTF upgrade.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Problem is that this card is my oldest card according to cibil. I don't want to cancel a LTF card specially from kotak. I am thinking to mail kotak for LTF upgrade.

In that case you can try , but mostly they won’t upgrade a LTF card to higher variant with LTF.

 

[bismaj]

Sorry, I meant to ask for domestic. I have magnus which covers international.
Looking for lounge access for wife. I have regalia, magnus, idfc select.

see frankly its very hard to chase for cards having enough lounge access for Add on members in domestic airport, BOB Eterna, DCP, Regalia are such cards which does issues the same but comparatively hard to get. Hence I would suggest if Your wife has ITR and is having a salary of more than 4.5 lkhs per annum then go for the PNB Rupay select card as it has 8 domestic lounge access and 4International, also its nearly LTF( spend at least once a quater)

 

[Lakshya Mahani]

In that case you can try , but mostly they won’t upgrade a LTF card to higher variant with LTF.

Thankyou for your guidance. 🙂

 

[Salvo08]

Please suggest LTF Credit card which can offer good number of domestic & international launge acess for primary and add on card user. I am thinking of Regalia or DCP, but not sure how to get it as LTF.

I need it purely for launge access so aiming for LTF card, pls drop your suggestions.

If you want LTF then I think the only option for domestic and international lounge is IDFC Wealth CC. But getting the card will be a battle in itself and the feature will be spend based.