Suggestions on premium card to go for.

[avi_devdhar]

Hi Everyone, this is my first day and post in technoFino
I have 2 queries.

1) i have a hdfc regalia with > 11L limit, been using hdfc cards since 4+ years.
i am thinking of upgrading to DIners Club Black,
and is axis reserver/select/magnus better ? any other card that i should consider instead. ?
i think i can get DBC for lifetime free since i graduated from a reputed college and read it on twitter reading that hdfc gives lifetime free if i submit my degree cerfiticate, is it still valid ?

2) i also have a sbi cashback card recently and the limit is low, 50k, how can i increase it ?

 

[_rg]

Which all super premium credit card can we get LTF?
Currently I've HDFC millennia credit card and ICICI Sapphiro credit card both LTF. Maximum credit limit I've is 7 lakhs.

 

[avi_devdhar]

Update:-
Got the diners club black as life time free by alumni programme,
will be applying for axis magnus pretty soon.

 

[SangEUD]

Congratulations bro 🎈

 

[avi_devdhar]

I am in confusion between Axis magnus or Axis atlas, both cards looks good.
but my spends on Credit cards aren't as big as 15L.
can go upto 5-10L if i use this as primary card.

i can touch 1L milestone benifits 3-4 times a year.

Atlas reward points is pretty straight forward.
magnus is bit of hassle converting to partner miles etc

Any suggestion ? anything i should consider before deciding atlas/magnus ?

 

[CVR]

I am in confusion between Axis magnus or Axis atlas, both cards looks good.
but my spends on Credit cards aren't as big as 15L.
can go upto 5-10L if i use this as primary card.

i can touch 1L milestone benifits 3-4 times a year.

Atlas reward points is pretty straight forward.
magnus is bit of hassle converting to partner miles etc

Any suggestion ? anything i should consider before deciding atlas/magnus ?

Magnus even if u achieve milestone 3-4 times a year
Also i don’t think you have gyftr accelerated rewards on Atlas, someone pls correct if my understanding is wrong

 

[shashifed]

Update:-
Got the diners club black as life time free by alumni programme,
will be applying for axis magnus pretty soon.

did you meet the salary requirement?

 

[avi_devdhar]

did you meet the salary requirement?

yes

 

[shashifed]

yes

I'm short by 7k, and the RM doesnt budge.. gotta wait a bit for the upgrade

 

[avi_devdhar]

I'm short by 7k, and the RM doesnt budge.. gotta wait a bit for the upgrade

thats pretty sad, try with talking bout history with bank, credit cards, good credit score etc, might work, and as a last resort may be say you ll go to axis,

 

[avi_devdhar]

Update, applied for Axis magnus today, waiting for response, any idea how long it would take ?

 

[CVR]

Update, applied for Axis magnus today, waiting for response, any idea how long it would take ?

Anywhere between 10-20 days

 

[NikunjP]

Update, applied for Axis magnus today, waiting for response, any idea how long it would take ?

If approved,
Will reflect in axis app within 4-6 working days.

 

[MJB]

Hi Everyone, this is my first day and post in technoFino
I have 2 queries.

1) i have a hdfc regalia with > 11L limit, been using hdfc cards since 4+ years.
i am thinking of upgrading to DIners Club Black,
and is axis reserver/select/magnus better ? any other card that i should consider instead. ?
i think i can get DBC for lifetime free since i graduated from a reputed college and read it on twitter reading that hdfc gives lifetime free if i submit my degree cerfiticate, is it still valid ?

2) i also have a sbi cashback card recently and the limit is low, 50k, how can i increase it ?

Go for DCB ltf or for Axis Magnus(if you want to enjoy miles on flight and hotel stays)

 

[avi_devdhar]

Update:- axis magnus approved, waiting for card

 

[avi_devdhar]

UpdatE:- got the axis magnus delivered