Hi,
My credit card journey started with a HDFC Millinea card by August 2023 with a limit of Rs.1.35 Lakhs with no banking relationship. Over the period got the following cards
BOB Energie Card- Rs.2.4 Lakhs
One Card- Rs.3.2 Lakhs
Axis Magnus-Rs.2.5 Lakhs
Sbi Elite-Rs.0.97 Lakhs
ICICI Sapphiro- Rs.2.5 Lakhs
Yes BYOC-0.88 Lakhs
Got a Amex Platinum charge this month.
Started a preferred banking relationship by Dec 23 and the RM promised a DCB card but nothing happened. By September 24 the BM promised a infinia card based on the salary. But was told that my salary is not proportionate with my age and rejected. Currently I am drawing a salary of Rs.3.21 Lakhs from our family business and last year ITR is 24 lakhs. I approached the RM for an upgrade to either DCB or BizBlack with a limit enhancement but didn't materialise. kindly advise me is it possible to upgrade the card and get a limit increase if so steps to be taken. Your valuable inputs much appreciated.
My credit card journey started with a HDFC Millinea card by August 2023 with a limit of Rs.1.35 Lakhs with no banking relationship. Over the period got the following cards
BOB Energie Card- Rs.2.4 Lakhs
One Card- Rs.3.2 Lakhs
Axis Magnus-Rs.2.5 Lakhs
Sbi Elite-Rs.0.97 Lakhs
ICICI Sapphiro- Rs.2.5 Lakhs
Yes BYOC-0.88 Lakhs
Got a Amex Platinum charge this month.
Started a preferred banking relationship by Dec 23 and the RM promised a DCB card but nothing happened. By September 24 the BM promised a infinia card based on the salary. But was told that my salary is not proportionate with my age and rejected. Currently I am drawing a salary of Rs.3.21 Lakhs from our family business and last year ITR is 24 lakhs. I approached the RM for an upgrade to either DCB or BizBlack with a limit enhancement but didn't materialise. kindly advise me is it possible to upgrade the card and get a limit increase if so steps to be taken. Your valuable inputs much appreciated.
