Suggestions to keep or close cards

[chandra.prakash]

Dear members

I have recently

1. Axis Ace (paid), Airtel (paid)-125k
2. BOB premier (FYF)-100k
3. Hdfc neu infinity (ltf)- 223k
4. Icici mmt signature (ltf), coral rupay (ltf)- 100k shared
5. Indian bank rupay select (recently approved) ltf- 234k
6. Kotak Myntra (FYF)-256k
7. PNB RUPAY select (ltf)-80k
8. RBL World safari (free till 2025)-69k
9. Sbi cashback (paid)- 110k,
SBI irctc rupay (ltf)-134K

Which to keep and need to closed, Share the suggestion

Monthly spending
1. Recharge and bill- 5k-8k
2. Other spend-10k (online transaction)
3. Other spend-5k (offline)

 

[SSV]

Dear members

I have recently

1. Axis Ace (paid), Airtel (paid)-125k
2. BOB premier (FYF)-100k
3. Hdfc neu infinity (ltf)- 223k
4. Icici mmt signature (ltf), coral rupay (ltf)- 100k shared
5. Indian bank rupay select (recently approved) ltf- 234k
6. Kotak Myntra (FYF)-256k
7. PNB RUPAY select (ltf)-80k
8. RBL World safari (free till 2025)-69k
9. Sbi cashback (paid)- 110k,
SBI irctc rupay (ltf)-134K

Which to keep and need to closed, Share the suggestion

Monthly spending
1. Recharge and bill- 5k-8k
2. Other spend-10k (online transaction)
3. Other spend-5k (offline)

You can close 2,6 and 8
Keep the rest as most of them ltf
Paid : ace and CB cards can be kept

 

[pothi]

It is a difficult decision to make. In general, I’d keep all LTF cards. Since the paid cards can be devalued at different times, we can not be sure which to close now.