I have been using this super card for one month... I am already holding various rupay credit card but just wanted to try it if this gives better reward... But it looks like... Ghanta farak nahi padta ki super card use karo ya dusra koi... Super money pe cash back wahi milta jo baki cards ke liye milta... Ye tuchiyapa khali unke liye hai jinke paas rupay card hai hi nahi.... Aur unko bhi ghanta na farak padega... Yanha 5000 pe 4500 use kar pa rahe ... Bas interest mil raha fd ka..