Super Premium Credit Card with lowest limit

[iamvk]

I've acquired following Premium cards with less than Market limits
1) Idfc Wealth Credit Card with limit of 2.25 lacs,
2) SBI Air India Signature- 1 lac
3) Yes Marquee- less than 3 lacs

Interesting. I asked to lower wealth limit to 3L and they told the card will downgrade to SELECT

 

[BVCBVC is verified member.]

Interesting. I asked to lower wealth limit to 3L and they told the card will downgrade to SELECT

I have IDFC Wealth CC with 2L Credit Limit.

Thread 'IDFC Bank Upgrading Select Credit Card to Wealth Credit Card for Selected Customers'

Jul 30, 2024

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.


-Within 1 working day the request has been processed to...

• BVC
• credit card idfc select select credit card wealth wealth credit card
• Replies: 201
• Forum: Credit Card Tips & Tricks

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[Credit_Cards]

What's the relationship? My friend tried with 1.8L CL but got rejected.

My other 2 icici Cards are 6-9L limits but this one they approved at 1L, I submitted income docs and then they raised to 4.2L after 1.5 months

 

[imdjay]

Bhai seriously? Don't behave like an agent of rbl. rbl is the bank which will levy charges if you don't maintain the TRV. And yes I am the primary holder Maintaining THRICE of TRV and yet they are behaving they are doing charity to me. Now with them moving to progressive interest slabs, I am going to close the account

Brother, a few people are very arrogant and don't know how to talk to people online.
I told my side of the story, and you objected. Now I was trying to understand your scenario. What is wrong with you?
Usually, if you hold a good amount of money in any bank RBL, ICICI, HDFC, Axis, any.. for a long period.
They will give you a good limit.
When I received the Shoprite card with a 50k limit, I was holding a few cards with a limit ~25L. I escalated this to so many levels. It took me 2 months to get that limit revised to 2.5L.
I think it's the behavior of yours, because they are not increasing your limit.

 

[Andy1]

I have IDFC Wealth CC with 2L Credit Limit.

https://www.technofino.in/community...lth-credit-card-for-selected-customers.29741/

Have you got an upgrade or direct to wealth?

 

[BVCBVC is verified member.]

Have you got an upgrade or direct to wealth?

Thread 'IDFC Bank Upgrading Select Credit Card to Wealth Credit Card for Selected Customers'
https://www.technofino.in/community...lth-credit-card-for-selected-customers.29741/

 

[VicksJ]

Brother, a few people are very arrogant and don't know how to talk to people online.
I told my side of the story, and you objected. Now I was trying to understand your scenario. What is wrong with you?
Usually, if you hold a good amount of money in any bank RBL, ICICI, HDFC, Axis, any.. for a long period.
They will give you a good limit.
When I received the Shoprite card with a 50k limit, I was holding a few cards with a limit ~25L. I escalated this to so many levels. It took me 2 months to get that limit revised to 2.5L.
I think it's the behavior of yours, because they are not increasing your limit.

You can keep living in your cocoon that your good behaviour will get you credit cards and good card limit. You yourself are behaving as if the bank is Saint and I am the culprit. I have clearly said yes to that I am insignia customer then what is the point of asking primary, trv Blah blah.
Topic is closed from my end you keep your behaviour with you and I will keep mine with me