Super Value Titanuim Credit Card LTF

[CreditCardFino]

Did any one manage to get Super Value Titanuim Credit Card as LTF. The card benefits are similar to Axis Neo but there is no requirement to use a particular app to get the cash back. I already have Platinum rewards as LTF from SC.

 

[Lobogris]

I have it LTF as I hold a Priority Banking relationship with them. Don’t really use it much.

 

[CreditCardFino]

I have it LTF as I hold a Priority Banking relationship with them. Don’t really use it much.

I heard some people got this as LTF

 

[CreditCardFino]

yes, depends on fuel station..

general rule (most of the pos follows):

1% or 10rs. whichever higher

ex:

fuel amount = 400
surcharge (whichever higher) = 4 or 10 = 10
+ GST on surcharge = 18% = 1.8

total: 411.8
..

its always preferable to fuel >1000 (because sometimes bank refunds only 1% surcharge, they won’t consider higher amount when in refunds).

in above case refund: 4 rs.

Understood 1% or 10 is also applicable for other cards e.g Amazon but Amazon will reverse both surcharge and GST

I was thinking for 400 10% surcharge then it will be 40

For bike we can't go with Rs 1000 fuel 😂

 

[helloworld]

Understood 1% or 10 is also applicable for other cards e.g Amazon but Amazon will reverse both surcharge and GST

For bike we can't go with Rs 1000 fuel 😂

bike easily 1000rs. its just 8-9ltrs. unless we're talking about scooty.

unless your bike used by many.. mostly its beneficial with > 1000 only.

I heard some people got this as LTF

Even if you get SC cards LTF, for any redemption you have to spend

atleast 20k fuel which will give you 1000rs. then only you can redeem.

otherwise no use.

instant discounts, never saw with sc.

 

[CreditCardFino]

bike easily 1000rs. its just 8-9ltrs. unless we're talking about scooty.

unless your bike used by many.. mostly its beneficial with > 1000 only.



Even if you get SC cards LTF, for any redemption you have to spend

atleast 20k fuel which will give you 1000rs. then only you can redeem.

otherwise no use.

instant discounts, never saw with sc.

I need this card only for electricity payment 42k yearly with annual fee return will be very low.

9 liters is almost full tank I never do that. What if someone steals it at night ☺️

SC use to give instant 10% few years back on Amazon now I don't see it

 

[Lobogris]

I9 liters is almost full tank I never do that. What if someone steals it at night ☺️

People have cars worth a crore and above along with 10k or more of fuel in them without worrying about theft!

 

[CreditCardFino]

People have cars worth a crore and above along with 10k or more of fuel in them without worrying about theft!

mostly it happens with bikes. more fuel can reduce mileage fuel tank need room to vaporize for better engine performance.

people with luxury cars have safer community even if theft happens it doesn't matter much for them cuz they have money.

 

[sumit_yadav]

For statement settlement I need min 1000 right? does CB have expiry?

You pay bills directly on the merchant site without third party apps and get cash back?

Yes, they did not have any capping before, so I used to withdraw the cashback monthly. But they started the cap with 500 and now it is at 1000. I am not sure if there is any expiry.

I have setup Autopay for the broadband which gives 5%.

 

[AllThatStuff]

How long does it take to credit the Welcome benefit of 100% cashback upto 1500 on 1st fuel transaction ?? @sumit_yadav

 

[sumit_yadav]

How long does it take to credit the Welcome benefit of 100% cashback upto 1500 on 1st fuel transaction ?? @sumit_yadav

Not sure as I was welcome'd in 2013. Didn't had that kind of offer.

 

[ManojGowda]

How long does it take to credit the Welcome benefit of 100% cashback upto 1500 on 1st fuel transaction ?? @sumit_yadav

I got the card in August and got cashback in February.
Offer is valid until 60 days of card issuance i guess + 90 days after the offer closes, CB will be credited.
This is what customer care tood me.

 

[CreditCardFino]

For fuel best cards seems to be IDFC First Power+ RuPay 5% + 1.5% at HPCL and Union HPCL RuPay 5%

 

[AllThatStuff]

Which is best platform to pay phone bills / utility bills to get sure shot 5% on SC Super Value Titanium card??

 

[ManojGowda]

Which is best platform to pay phone bills / utility bills to get sure shot 5% on SC Super Value Titanium card??

in t&c it says only on SC BBPS platform

 

[AllThatStuff]

in t&c it says only on SC BBPS platform

Yeah I too read that now…but now confusion is what constitutes telephone bills??
Is it postpaid mobile bill / landline bill / broadband bill / prepaid recharge??
is it all of these!?

 

[helloworld]

Yeah I too read that now…but now confusion is what constitutes telephone bills??
Is it postpaid mobile bill / landline bill / broadband bill / prepaid recharge??
is it all of these!?

Terms & Conditions is your friend for any credit card.

As per this:

- You have to register your bills there, that means 'SC Should support' those service providers.
- When it comes to register, telecom usually means postpaid, because you can't register prepaid.

But moreover if it works for Utility MCC then 'everything works', if it works only for 'SC BILLPAYMENTS MID' then only above works.

And lastly, you might already aware about it..

Unless you plan to spend (in card lifetime) atleast 20000 then only use this card because it needs min. 1000 cashback for redemption and for that you have to spend 20000 combinedly in all categories.

Post in thread 'Super Value Titanuim Credit Card LTF'

Jul 30, 2024

Super value titanium

1. mininum amount to redeem cashback 1000 and can change to 1500 (if they can).
2. Fee waiver required 90k spends where they offer fuel benefits for only upto 48k per year.

+ 24k on utility bills with min. 750
+ 48k on telephone bills with min. 750 (not sure whose bill >750)

if we ignore telephone bills then max. we can spend .. 72k

and receive cashback: 3120 and surcharge 1% = 480..

return % = 4%

- we pay 885rs annual fee and - 87 gst on surcharge = 972

net return % = 3%

• helloworld

• 

btw, if you want better returns and flexibility with other categories and higher cashback then opt for this card instead (much better, IMO).

Thread 'Airtel Axis Bank Credit Card: Maximizing Your Cashback'

Sep 10, 2024

Key Features​

---

---

• 25% Cashback on Airtel Payments📲
  • Categories: Airtel (Prepaid, Postpaid, Wi-Fi, Black, DTH) bills via airtel app.
  • Cashback Cap: ₹250 per statement (limit reached if spent ₹1000).

---

• 10% Cashback on Utility Bill Payments
  • Categories: Electricity, Gas, Water etc. via airtel app.
  • Cashback Cap: ₹250 per statement (limit reached if spent ₹2500).

---

• 10% Cashback on Zomato, Swiggy...

• helloworld
• Replies: 169
• Forum: Axis Bank Credit Card

• 
• 
• 

 

[CreditCardFino]

View attachment 71748

Terms & Conditions is your friend for any credit card.

As per this:

- You have to register your bills there, that means 'SC Should support' those service providers.
- When it comes to register, telecom usually means postpaid, because you can't register prepaid.

But moreover if it works for Utility MCC then 'everything works', if it works only for 'SC BILLPAYMENTS MID' then only above works.

And lastly, you might already aware about it..

Unless you plan to spend (in card lifetime) atleast 20000 then only use this card because it needs min. 1000 cashback for redemption and for that you have to spend 20000 combinedly in all categories.

Post in thread 'Super Value Titanuim Credit Card LTF'

Jul 30, 2024

Super value titanium

1. mininum amount to redeem cashback 1000 and can change to 1500 (if they can).
2. Fee waiver required 90k spends where they offer fuel benefits for only upto 48k per year.

+ 24k on utility bills with min. 750
+ 48k on telephone bills with min. 750 (not sure whose bill >750)

if we ignore telephone bills then max. we can spend .. 72k

and receive cashback: 3120 and surcharge 1% = 480..

return % = 4%

- we pay 885rs annual fee and - 87 gst on surcharge = 972

net return % = 3%

• helloworld

• 

btw, if you want better returns and flexibility with other categories and higher cashback then opt for this card instead (much better, IMO).

Thread 'Airtel Axis Bank Credit Card: Maximizing Your Cashback'

Sep 10, 2024

Key Features​

---

---

• 25% Cashback on Airtel Payments📲
  • Categories: Airtel (Prepaid, Postpaid, Wi-Fi, Black, DTH) bills via airtel app.
  • Cashback Cap: ₹250 per statement (limit reached if spent ₹1000).

---

• 10% Cashback on Utility Bill Payments
  • Categories: Electricity, Gas, Water etc. via airtel app.
  • Cashback Cap: ₹250 per statement (limit reached if spent ₹2500).

---

• 10% Cashback on Zomato, Swiggy...

• helloworld
• Replies: 169
• Forum: Axis Bank Credit Card

• 
• 
• 

Why even use this card its pretty useless.

 

[ManojGowda]

Why even use this card its pretty useless.

If you exclude IOCL, HPCL and BPCL then this is one of the few cards that provide reward points on other brand fuel stations.

 

[CreditCardFino]

If you exclude IOCL, HPCL and BPCL then this is one of the few cards that provide reward points on other brand fuel stations.

Those 3 are enough in most cases.

 

[helloworld]

If you exclude IOCL, HPCL and BPCL then this is one of the few cards that provide reward points on other brand fuel stations.

Just consider the fuel limit and annual fee waiver and net return.

Now compare them with any milestone card, later always wins.

Don't pick card based on single category spends if not achieved fee waiver or able to redeem easily. Its always better to combine to fastrack points and fee threshold at the same time equal rewards.