• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Swiggy credit card gave me 5% cashback on every online purchase

I got the first statement, had used in Swiggy and flipkart, no cashback and no points credited
You'll see the cashbac being adjusted in statement in the app/netbanking in 2-3 days. The same cashback amount will be mentioned in next month's statement.

So, Swiggy card has a different workflow -> they credit the CB in statement first and then show the breakup in next month's statement 🤣
 
You'll see the cashbac being adjusted in statement in the app/netbanking in 2-3 days. The same cashback amount will be mentioned in next month's statement.

So, Swiggy card has a different workflow -> they credit the CB in statement first and then show the breakup in next month's statement 🤣
Will we get 10% CB on swiggy spends , spent from other swiggy accounts ?

Or swiggy Spends should be done from the same swiggy account where the card is applied?
 
Guys, do we get cashback on orders from websites like designinfo, fotocentreindia? Most of them use Razorpay as their payment gateway. So not sure if the bank will consider it as electronics or something else. Has anyone tried using Swigy CC on these websites?
 
Guys, do we get cashback on orders from websites like designinfo, fotocentreindia? Most of them use Razorpay as their payment gateway. So not sure if the bank will consider it as electronics or something else. Has anyone tried using Swigy CC on these websites?
It depends on how website merchant registered towards razorpay in his application so that razorpay assigns that mcc code

Razorpay itself doesn't mean its specific category. It is just one of the payment gateway provider
 
Guys, do we get cashback on orders from websites like designinfo, fotocentreindia? Most of them use Razorpay as their payment gateway. So not sure if the bank will consider it as electronics or something else. Has anyone tried using Swigy CC on these websites?
best way to know mcc would be to disable transaction on the card, do a transaction on website and it will fail.. then call bank and ask them the MCC code... that way you will be sure on cashback
 
Back
Top