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Talkcharge Fraud, asking customer to repay cashback or they will send legal notice as per RBI guidelines

Points to note.
As per RBI's latest public notice 2024-2025/186 regarding Talkcharge, this entity is UNAUTHORISED.

Last paragraph of RBI notice says "members of public are urged to exercise utmost caution while using websites / application/s, and parting with their money to any such unauthorised entity" So if you are going to pay keep in mind that you are going to pay an UNAUTHORISED entity ie talkcharge. And you will end up in scrutiny from RBI for involving with them even after restrictions.
First of all the new notice from firm is for intimation (legal dhamki) that they are thinking of going to court.
Their notice claims past 3 notices of talkcharge which are invalid as per the rbi notice(same discussed above)
Further CASHBACK was GIVEN for keeping your balance in their app. How you spend it was not written in their TnC for cashback explicitly. Legal Notice claims violation regarding use of app , NOT OF CASHBACK.
Now for which txn they claim that are commercial or business? Is not communicated to you with the firm's notice.
Also how they calculated the cashback amount? If i remember correctly they levied 20 percent as fees specifically for cashback redemption. So , shouldn't it be somewhere mentioned?
Even if you did 10-15 recharges for others you can technically say it was for friends and family.(Not talking about 1 lakh and more something this will surely be called business or commercial)
Further even if they win(if hypothetically they donated to judge and electoral bonds)how are they going to collect the funds from persons who are not KYC compliant, the only things they have are your mobile number and email id?
This is again a desperate attempt of talkcharge for making the customers afraid so you will pay due to the fear of legal proceedings. You all know what happened after their previous 3 notices of falsely claiming RBI as perpetrators.
But if you don't want hassel of court case etc you can pay the entity if your cashback is very less like below 1000.
People are not paying the government owned banks loan/credit card dues and here you are afraid for an unauthorised entity 😆
 
They are saying that I have got more payment than I have loaded.

But is was cashback which I got for keeping the money for time.

But now they are saying to re load my wallet as it is showing in negative
No need to return even single penny.
These guys are themselves doing illegal work hence stopped by RBI.
Ye farzi legal notice se darne ki zaroorat nahi
 
Please justify you had not used for business reason and also that you have not been voilating any terms. Talkcharge will soon repay all the balances. RBI has directed Talkcharge to repay balance. https://rbidocs.rbi.org.in/rdocs/Content/PDFs/PSS2007TalkCharge25042024.PDF

Secondly The Arbitration of Onesided, is monster in India, but recent BNS has guarded interests of victim. Here Victim is Public not the Talkcharge. So Let Talkcharge spend some money in courts. Let them buy corrupt officers and judges. Then comes entry of the Home Minister. Already Nitin Gadkari was informed about this.

Only if someone informs matter to Rahul Gandhi, Rest assured once he raises in parliament, that public's cash is saved.
 
Please justify you had not used for business reason and also that you have not been voilating any terms. Talkcharge will soon repay all the balances. RBI has directed Talkcharge to repay balance. https://rbidocs.rbi.org.in/rdocs/Content/PDFs/PSS2007TalkCharge25042024.PDF

Secondly The Arbitration of Onesided, is monster in India, but recent BNS has guarded interests of victim. Here Victim is Public not the Talkcharge. So Let Talkcharge spend some money in courts. Let them buy corrupt officers and judges. Then comes entry of the Home Minister. Already Nitin Gadkari was informed about this.

Only if someone informs matter to Rahul Gandhi, Rest assured once he raises in parliament, that public's cash is saved.
That's some nice quality stuff✊🏻
 
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