Infinia Target Infinia. Which one to choose now? Regalia Gold or DCB Black Metal?

[Soumon Majumder]

I got my HDFC account upgraded to Imperia today. Now I have 2 options, either to choose Regalia Gold or DCB Black Metal, and my target is to achieve Infinia. I am not worried whether I am getting a LTF card for any of these or not, just want my target to be fulfilled.

Kindly help me to choose one.

 

[VasukiVasuki is verified member.]

I got my HDFC account upgraded to Imperia today. Now I have 2 options, either to choose Regalia Gold or DCB Black Metal, and my target is to achieve Infinia. I am not worried whether I am getting a LTF card for any of these or not, just want my target to be fulfilled.

Kindly help me to choose one.

Go with dcb metal .

 

[350modena]

I got my HDFC account upgraded to Imperia today. Now I have 2 options, either to choose Regalia Gold or DCB Black Metal, and my target is to achieve Infinia. I am not worried whether I am getting a LTF card for any of these or not, just want my target to be fulfilled.

Kindly help me to choose one.

Are these options offered to you by HDFC?

 

[drsel]

Obviously DCB metal is much better.
Regalia Gold is not worth paying for

 

[nh124001]

hdfc has been doing silent devaluations of infinia and dcb metal, abb jayda maan nahi karta infina ka

look at the travel partner conversion of infinia and dcbm

maharaja points 2:1
etihad 2:1
accor 2:1

means seriously infinia jaise itne exclusive cc ka itna ghatiya conversio ratio, above all i think abb infinia ka pp is chargeable when use in domestic lounges and just look at the domestic lounge list network provided by infinia itself.. no access to adani lounge mumbai 🤣

 

[aniketkr.sharma]

hdfc has been doing silent devaluations of infinia and dcb metal, abb jayda maan nahi karta infina ka

look at the travel partner conversion of infinia and dcbm

maharaja points 2:1
etihad 2:1
accor 2:1

means seriously infinia jaise itne exclusive cc ka itna ghatiya conversio ratio, above all i think abb infinia ka pp is chargeable when use in domestic lounges and just look at the domestic lounge list network provided by infinia itself.. no access to adani lounge mumbai 🤣

Dcbm having adani lounge access bro

 

[IDontThinkSo]

hdfc has been doing silent devaluations of infinia and dcb metal, abb jayda maan nahi karta infina ka

look at the travel partner conversion of infinia and dcbm

maharaja points 2:1
etihad 2:1
accor 2:1

means seriously infinia jaise itne exclusive cc ka itna ghatiya conversio ratio, above all i think abb infinia ka pp is chargeable when use in domestic lounges and just look at the domestic lounge list network provided by infinia itself.. no access to adani lounge mumbai 🤣

A good opportunity to start a thread about disappointments from Infinia.

 

[SSV]

I got my HDFC account upgraded to Imperia today. Now I have 2 options, either to choose Regalia Gold or DCB Black Metal, and my target is to achieve Infinia. I am not worried whether I am getting a LTF card for any of these or not, just want my target to be fulfilled.

Kindly help me to choose one.

Defintely it has to be DCB Metal right now for you....
Mainly because you can claim later for its low acceptance as a reason to get it upgraded to Infina !!

All the best !!

 

[techstrom007]

hdfc has been doing silent devaluations of infinia and dcb metal, abb jayda maan nahi karta infina ka

look at the travel partner conversion of infinia and dcbm

maharaja points 2:1
etihad 2:1
accor 2:1

means seriously infinia jaise itne exclusive cc ka itna ghatiya conversio ratio, above all i think abb infinia ka pp is chargeable when use in domestic lounges and just look at the domestic lounge list network provided by infinia itself.. no access to adani lounge mumbai 🤣

Use karne ka man nahi karta Infinia ? I didn't heard any devaluations in at least last 1 yr

 

[aniketkr.sharma]

I'm presently having Regalia Gold LTF and have an offer for an upgrade to DCB Metal FYF (DCB Plastic is not being issued presently as per CS). Is it worth it to upgrade as I have spends of ~4-5L per annum (including Gyftr APay vouchers of 60-70K p.a.)

Thanks in advance!

Yes ofcourse go for it

 

[iscoopicecreams]

Yes ofcourse go for it

Can you share some insights as I won't be able to reach waiver limit for the fees, so how would I compensate that? Plus, i don't travel much only 1 international trip each year

 

[aniketkr.sharma]

Can you share some insights as I won't be able to reach waiver limit for the fees, so how would I compensate that? Plus, i don't travel much only 1 international trip each year

Sau topo k salami bhai sahab aapko,

Pehle ye btao regalia gold LTF hi q liye millennia q ni liya wo to aur easily LTF mil jata

 

[iscoopicecreams]

Sau topo k salami bhai sahab aapko,

Pehle ye btao regalia gold LTF hi q liye millennia q ni liya wo to aur easily LTF mil jata

I was offered regalia gold LTF straight forward as a first card. I'm fine with regalia it's just that I want to know if I take dcb as paid will it be beneficial or not

 

[taskmaster]

Obviously DCB metal is much better.
Regalia Gold is not worth paying for

But regalia gold is accepted everywhere, dcb not so much

 

[taskmaster]

I was offered regalia gold LTF straight forward as a first card. I'm fine with regalia it's just that I want to know if I take dcb as paid will it be beneficial or not

Beneficial if you can reach spend waiver i guess

 

[aniketkr.sharma]

I was offered regalia gold LTF straight forward as a first card. I'm fine with regalia it's just that I want to know if I take dcb as paid will it be beneficial or not

Its always beneficial as its reward rate is 3.3% and regalia gold is 1.3% .

Depends on your income if you can spend 4 lakhs in a quarter you will get 10k points that's enough for your fee charged

 

[vadixit]

You have to do a rough calculation yourself. As you wont be able to spend 8L annually so fees needs to be paid i.e. 10K plus GST taking it close to 12K. Now check how much would you spend on Hotels, flights, gyftr, etc.
Also consider just the difference between Regalia (or other card you own) and DCBM so you know actual gain you get.

 

[iscoopicecreams]

Its always beneficial as its reward rate is 3.3% and regalia gold is 1.3% .

Depends on your income if you can spend 4 lakhs in a quarter you will get 10k points that's enough for your fee charged

Any precedent for issuance of DCB as LTF?

 

[iscoopicecreams]

You have to do a rough calculation yourself. As you wont be able to spend 8L annually so fees needs to be paid i.e. 10K plus GST taking it close to 12K. Now check how much would you spend on Hotels, flights, gyftr, etc.
Also consider just the difference between Regalia (or other card you own) and DCBM so you know actual gain you get.

So I should calculate the difference and see the percentage on overall spends and compare the same with percentage I received on RG?

 

[aniketkr.sharma]

Any precedent for issuance of DCB as LTF?

After getting it FYF, You have 1 year to get it converted to LTF and many people having it LTF, i got my DCBM and will try to get infinia next year as 10k quarterly milestones seems to be much good for me.