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Tata neu card fees waiver

I have tata neu plus credit card and have to spend 1 lakh rupees in the previous year to waived the fee. If I make a payment of 1 lakh rupees using that card in UPI, then there will be charge annual fee on my card.
 
Yes, I got and could see in the mycards site of HDFC for my Tata Neu Infinite Rupay card(on all UPI payments, merchant, amazon etc.)

Once bill generated, we will get to use the Neucoins+whatever the hold time to unlock the coins, normally 1week.
I'm not getting Reward points for offline spends. I have made 4 payments of Rs. 100 or more and I only got reward points for 1 transaction only.
 
All transactions are settled. Also, I paid Phonepe and Paytm merchants. Interestingly I made three payments to one Paytm merchant and for 1 payment I received reward points but not for other two. Transaction amount in all cases was 250+.
Is this due to the receiving party is mapped their savings acc instead of business or current account

Just a guess
 
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