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Tata Neu Infinity Application Rejected But They Have a Surprising Offer for Me!

icegeek

TF Buzz
Hi , I applied for the HDFC Neu Infinity credit card through an agent (c2c basis) while having a Kotak card with a 500k limit. Unfortunately, my application got rejected. The next day, HDFC employee called me and offered me the Neu Plus card LTF as I am not eligible for Infinity.

I'm in a dilemma whether to accept the Neu Plus offer as I mainly use cards for UPI spends, and my existing Kotak Rupay Platinum card suffices. I want to get the Infinity card; any advice on how to improve my chances and secure it ?

Tata neu app shows both cards FYF only. I have no prior relationship with HDFC.
 
Do not take any of those.
Better take a core HDFC card first and then apply for any of these.

This way you will have no problem later if want any HDFC core cards in the future. People here have reported they had to face a lot of problems in getting an HDFC core card if their first card was a NEU card.

Also, if you get around 2L or plus credit limit for your core HDFC card. Your TATA NEU Infinity card will be pre-approved and LTF.
I ve DCB LTF 12+ L bt still tata neo app shows infinity FYF
 
Hi , I applied for the HDFC Neu Infinity credit card through an agent (c2c basis) while having a Kotak card with a 500k limit. Unfortunately, my application got rejected. The next day, HDFC employee called me and offered me the Neu Plus card LTF as I am not eligible for Infinity.

I'm in a dilemma whether to accept the Neu Plus offer as I mainly use cards for UPI spends, and my existing Kotak Rupay Platinum card suffices. I want to get the Infinity card; any advice on how to improve my chances and secure it ?

Tata neu app shows both cards FYF only. I have no prior relationship with HDFC.
Your Kotak card limit is 50k or 500k? Asking this because anyone with more than 1.5 lakh limit has generally received Tata Neu infinity. If it's 500k, then you are definitively eligible, the rejection reason may be something else. Having said that, people already have mentioned that if you are interested in core HDFC card, get that first and then try Tata Neu, as people who got Neu first had difficulty in getting core HDFC card.
 
Do not take any of those.
Better take a core HDFC card first and then apply for any of these.

This way you will have no problem later if want any HDFC core cards in the future. People here have reported they had to face a lot of problems in getting an HDFC core card if their first card was a NEU card.

Also, if you get around 2L or plus credit limit for your core HDFC card. Your TATA NEU Infinity card will be pre-approved and LTF.
Was it not 1.5 lakhs to get infinity?
 
I have Millennia CC with 2L limit. I applied for Tata Neu Infinity 4-5 months back and it got rejected because of some address mismatch. They asked me to send address documents to Chennai but because of my old vs new signature issue, it didn't workout despite using 2-3 attempts. Then I stopped chasing for that.
And then few days ago I tried to apply from a different number through Tata Neu app, it was showing Tata Neu Plus card only, so I left it and didn't proceed further.
Now I want your expert opinions. How to easily get it. It seems I am in a loop, no matter what I'll do I can't get it. Branch guys aren't entertaining regarding this issue.
@VISHESH_BANSAL @4uziaul @pprakash11
 
Do not take any of those.
Better take a core HDFC card first and then apply for any of these.

This way you will have no problem later if want any HDFC core cards in the future. People here have reported they had to face a lot of problems in getting an HDFC core card if their first card was a NEU card.

Also, if you get 1.5L or plus credit limit for your core HDFC card. Your TATA NEU Infinity card will be pre-approved and LTF.
I have 2l limit and no pre approved offer of ltf infinity
 
Do not take any of those.
Better take a core HDFC card first and then apply for any of these.

This way you will have no problem later if want any HDFC core cards in the future. People here have reported they had to face a lot of problems in getting an HDFC core card if their first card was a NEU card.

Also, if you get 1.5L or plus credit limit for your core HDFC card. Your TATA NEU Infinity card will be pre-approved and LTF.
I ve 12+ limit on DCB bt still it shows FYF only for infinity, how to get it as LTF
 
Yeah. After exact 10 days, the application got reset, so I again had to enter my CIBIL (meaning another cibil hit), but fortuitously it showed both Plus & Infinity as LTF.
Went ahead with Infinity, card got approved within hours & received card at doorstep yesterday.
Bro, could you tell what is your CIBIL&Experian? Also, do you have any core HDFC card before applying for Tata Neu Infinity, if so what was its limit?
 
My CIBIL was around 765 and had HDFC DCP with 6.9l limit
I am kinda in the same boat currently, I have the Regalia Gold LTF 3L CL (less than a month old, probably doesn't yet reflect on CIBIL report), I checked my eligibility and it showed both Neu cards FYF with 3L limit.

I am thinking to wait for this offer to expire after 10 days and then try again maybe to get it as a LTF.
 
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