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Tata Neu Infinity Offline purchase

adarshbalu

TF Buzz
I recently applied and received a Tata Neu Infinity credit card. I have a query on wheather we can get the 5% Neu coins on offline shopping through Croma or Westside. Also when will the 1.5% Neu coins for Rupay transactions show up in the Tata Neu app rewards section?
 
If I’m using tata neu infinity for international spend. Forex markup is 2% and cashback is 1.5%. Will the net return would be -0.5%?
on paper feels like +0.5% but someone who's done it can comment better as i have doubts about :

1. difference %forexmarkup of rupay vs visa/mc (could be a non-neu card be better for fx)
2. if Any other fees by bank ( generally glbal spend encompass mix of mark up + fx charges )
3. gst by govt

hoping a neu user that used cc oerseas can enlighten ?
 
on paper feels like +0.5% but someone who's done it can comment better as i have doubts about :

1. difference %forexmarkup of rupay vs visa/mc (could be a non-neu card be better for fx)
2. if Any other fees by bank ( generally glbal spend encompass mix of mark up + fx charges )
3. gst by govt

hoping a neu user that used cc oerseas can enlighten ?
I think it’s not rupay vs visa/mc it’s more like diners/jcb. Rupay partnered with them for international acceptability i think
 
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