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Tata Neu launches BNPL

Yet there is no discussion I can find on TF 😮‍💨, if you know please provide link.

For .e.g., I want to know will they do hard CIBIL enquiry for the same if I apply?

Is it worth it?
If u have tata neu card why??

Limit is 25k max ? Can't even buy one good electronic item
 
All BNPL are crap when compared to Credit cards. Technically BNPL is aimed for people who can't get a credit card. Hence those people are most likely to convert the purchase into EMI and pay out lot more as intrest.
Stay away, it's unnecessary burden on Credit score.
 
If see the original screenshot, it says '*5% Neupass + 5% Tata pay later', that's why I am wondering.
As said earlier if u have lot of spend on grocery via tata neu app its great .

Even if u have medicine spends ..
But no if those aren't your thing
 
No matter how lucrative offers look. Don't go for BNPL s. They are Buy Now Pain Later.
Music Video Pain GIF by Wrabel
 
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