Tata Neu Plus doesn't make sense now

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I am using Tata Neu Plus CC since 6 month, initially it gave 1% cashback as well as good return on Bigbasket and 1mg orders. Now a days Bigbasket orders come so late and there are other competitors in online pharmacy market place. Reward rate also decreased to 0.25% for non tata neu UPI transactions. I don't think tata neu plus now make sense anyway.

 

[blackarrow]

Excluding TATA companies is that card WORTH?

Lounge access is best part

 

[cardy]

Now with Yes Kiwi giving 2% to 5%, any other UPI app doesn't make sense.

Yes Kiwi real cashback directly to your bank account (not coins/points, etc)
2% below 50k pa
3% 50-100k pa
4% 100-150k pa
5% 150k + pa

Not serviceable bata raha hai
Jabki branch hai thori dur me