TATA NEU PLUS FEEDBACK & BEST CASHBACK CREDIT CARD FOR NPS OUT OF GIVEN THREE

[its_karan]

Hey friends!

I applied for Neu Plus, the Neu Application was showing "Lifetime Free". However, my application is currently in the "Application Filed" stage, so I'm still waiting for further updates.

I have a few questions:

Now, I already have a Preferred Bank relationship with HDFC. I usually don't prefer taking credit from the bank where my money is parked, but this time, I made an exception.

1. Since it was showing Lifetime Free, do you think it's pre-approved with just a KYC, or will they also require income documents along with the KYC? and considering I already have a preferred account with HDFC, do you think they will need me to go through the KYC process again?
2. The main reason I applied for Neu Plus was for small UPI transactions, especially because of the 1% cashback. Do any of you have any negative experience with this feature? Also, which credit on UPI App are you using with a 0%(least) failure rate?
3. Lastly, my primary intention for getting this credit card is to make NPS Tier 1 investments. I also have Airtel Axis, Amazon ICICI, withh this HDFC Tata Neu Pluscard. I'm looking for a card with the best cashback offer, minimal Payment gateway charges, and one that doesn't consider NPS investments as Government payments. If any of you use any of these cards for NPS investments, I'd love to know your experiences and recommendations.

I'd appreciate your all insights on this.

 

[Deleted member 11974]

1.Its a lifetime free offer that means no fees will be levied for the same but that doesnt guarantee you a card as the issuance of cards lie at the sole discretion of bank.
2.You can use any UPI App like Cred,Paytm,Payzapp but nobody will guarantee you a 0% failure rate as there are technical issues which may occur.
3.HDFC doesnt give points for NPS transactions as it considers it under Govt Transactions

 

[its_karan]

1.Its a lifetime free offer that means no fees will be levied for the same but that doesnt guarantee you a card as the issuance of cards lie at the sole discretion of bank.
2.You can use any UPI App like Cred,Paytm,Payzapp but nobody will guarantee you a 0% failure rate as there are technical issues which may occur.
3.HDFC doesnt give points for NPS transactions as it considers it under Govt Transactions

Thanks.

3.HDFC doesnt give points for NPS transactions as it considers it under Govt Transactions

What about Axis and ICICI then?

 

[Deleted member 11974]

Thanks.

What about Axis and ICICI then?

axis also doesnt give after latest devaluations
no idea about icici

 

[its_karan]

An update to everyone: the card was delivered.

 

[Nadeemkh]

I have neu card too i made many business upi transaction but have not received any cashback on that only receiving cashback on online or offline transaction