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vKYC sessions are recorded in color format. They take image and sometimes 6-7 times by saying not enough clarity. Don't you think they can misuse an unsigned PAN but the xerox in Black and White having your sign and then purpose of submitting mentioned on it is unsafe?

I always carry my own copy and don't even use bank's xerox machine so that they don't copy my ID there and later print it out.

On Physical form you paste photo and cross sign while in digital vKYC your photo is taken without any signature on it. So don't tell me vKYC is safer. People aredoing vKYC on those platforms also which are private like Tide App and can anyone guarnatee they will not misuse these things?

I keep my view intact and Branch visit is much safer. Also always take photo of complete form before handing it over to bank so that in future they don't mark unnessary things/products on their own. Isiliye main ghar se print nikal ke fill up karke, photo le ke bank mein de aata hu. Jaldi kaam ho jata hai.

vKYC has stopped for all banks for not following RBI guidelines and it was found some entities were misusing data for other products. From 1 week SBI YONO account opening via vKYC is halted. Hail vKYC.
You are absolutely correct. Not that physical process doesn't have it faults (I mean, bank employees have tampered cheques, mis sold products, making a copy is no big deal) but vKYC categorically broke compliance. Now some banks do take it seriously and it's good RBI is fixing the process. vKYC is here to stay and I have trust in my regulator to make the banks compliant. RBI licensed banks, however, can be ignored compared to what goes on with vKYC process in third party apps. It's for this reason I never opened any wallets or such (except a few that predate vKYC mandate). They absolutely missuse your data.
 
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