Technofino Community Effect - Number of Cards!

[Sisyphus]

Pre-Technofino Days:

2 Cards over 7 Years

• HDFC: Times Titanium
• HDFC: Diners Club Black

Post-Technofino:

Approved: 5 Cards in ~20 Days

• AMEX Platinum Travel (FYF)
• AMEX Gold
• AMEX MRCC (FYF)
• IndusInd Legend (LTF)
• ICICI Sapphiro Dual (MC + AMEX) (LTF)

Rejected Applications:

• Amazon Pay ICICI (Actual reasons unknown)
• OneCard Metal Card (KYC Failure)
• SBI CC (Internal people told me some in-person verification agent marked me as not residing at my current address without calling / actually coming to my place)

My CIBIL enquiries in the last 20 days have surpassed the total enquiries made in the last 10 years.

How are all of your credit card portfolios looking after joining Technofino 🙂?

 

[D₹V]

Pre-Technofino Days:

2 Cards over 7 Years

• HDFC: Times Titanium
• HDFC: Diners Club Black

Post-Technofino:

Approved: 5 Cards in ~20 Days

• AMEX Platinum Travel (FYF)
• AMEX Gold
• AMEX MRCC (FYF)
• IndusInd Legend (LTF)
• ICICI Sapphiro Dual (MC + AMEX) (LTF)

Rejected Applications:

• Amazon Pay ICICI (Actual reasons unknown)
• OneCard Metal Card (KYC Failure)
• SBI CC (Internal people told me some in-person verification agent marked me as not residing at my current address without calling / actually coming to my place)

My CIBIL enquiries in the last 20 days have surpassed the total enquiries made in the last 10 years.

How are all of your credit card portfolios looking after joining Technofino 🙂?

Mission impossible 8 - Dead Reckoning Part 2

 

[aayusharyan]

Pre-Technofino Days:

2 Cards over 7 Years

• HDFC: Times Titanium
• HDFC: Diners Club Black

Post-Technofino:

Approved: 5 Cards in ~20 Days

• AMEX Platinum Travel (FYF)
• AMEX Gold
• AMEX MRCC (FYF)
• IndusInd Legend (LTF)
• ICICI Sapphiro Dual (MC + AMEX) (LTF)

Rejected Applications:

• Amazon Pay ICICI (Actual reasons unknown)
• OneCard Metal Card (KYC Failure)
• SBI CC (Internal people told me some in-person verification agent marked me as not residing at my current address without calling / actually coming to my place)

My CIBIL enquiries in the last 20 days have surpassed the total enquiries made in the last 10 years.

How are all of your credit card portfolios looking after joining Technofino 🙂?

Technofino effect:

3 Cards LE, total LE around 5L.
4 new Cards issued. Total CL around 11L
Got Sapphiro using Alumni which I found here.
9 Credit Enquiries this month itself.

 

[4uziaul]

Pre-Technofino Days:

2 Cards over 7 Years

• HDFC: Times Titanium
• HDFC: Diners Club Black

Post-Technofino:

Approved: 5 Cards in ~20 Days

• AMEX Platinum Travel (FYF)
• AMEX Gold
• AMEX MRCC (FYF)
• IndusInd Legend (LTF)
• ICICI Sapphiro Dual (MC + AMEX) (LTF)

Rejected Applications:

• Amazon Pay ICICI (Actual reasons unknown)
• OneCard Metal Card (KYC Failure)
• SBI CC (Internal people told me some in-person verification agent marked me as not residing at my current address without calling / actually coming to my place)

My CIBIL enquiries in the last 20 days have surpassed the total enquiries made in the last 10 years.

How are all of your credit card portfolios looking after joining Technofino 🙂?

Welcome to TF 😁

 

[sousnake]

Before joining TF - 5-6 simple cards (all in 2021) like
Amazon Pay, Flipkart Axis, RBL zomato/shoprite, HDFC regalia, BOB Premier

After Joining TF - 15 Cards (all these in last 3-4 months)
Regalia -> DCB, ICICI Sapphiro, Shoprite -> Ikon, IDFC Select, Tata neu infinity, AU Xcite, MRCC, Axis Select, Kotak League Plantinum, IndusInd Legend

 

[Venky]

Before joining just 2 cards, Indusind Platinum and Uni card so basically no rewards at all and now sitting with 11 cards with the latest addition obtained just this week. 😂🥲

 

[aayusharyan]

Uni card

Bro, isn't this like discontinued? It's still working?
Ohh, lol you joined in 2022. That time it was there, hehe

 

[Venky]

Bro, isn't this like discontinued? It's still working?
Ohh, lol you joined in 2022. That time it was there, hehe

Ya it worked back then. 🙃
It was not a bad card to be honest. Made some big purchases with it and didn’t hurt the bank at once.

 

[Riya]

Technofino Effect:
Till nov 2022
Credit Cards- 3 (2 ICICI, 1 Indusind)

Post Technofino:
Credit Cards - 17
ICICI - 4 cards
Indusind - 1
Amex - 1
IDFC - 1
RBL - 1
SBI - 1
HDFC - 1
Axis - 1
Bob - 1
One card - 1
Citibank - 1
Kotak - 1
PNB - 1
Yes Bank - 1

 

[bigbrain]

Pre Technofino (before Dec 2022): 4 cards
ICICI platinum
HDFC Regalia
Amazon Pay
Tata Neu infinity- Visa

Annual savings of 20k (~1.5 percent of expenses) and was proud of saving so much much.

Post Technofino: 6 new cards; 1 upgrade; 1 visa to Rupay change.
Axis Magnus
Amex MRCC
SBI Vistara
IDFC Wealth
Axis Reserve
Upgraded HDFC Regalia to HDFC Infinia
Converted Tata Neu from Visa to Rupay
Amex Plat travel

In One year booked flights tickets worth 3 lakhs and 10 nights stay at Accor worth about 2 lakhs. I.e about 25% of expenses.

Sad that Magnus is devalued and can’t expect this kind of return next year.