TF Member Statistics: Top 10 most desirable credit cards (2025)

[2025]

Friends,

Let's vote to find the most desirable top 5 / 10 credit cards in India (2025). Try to create the best combination. You can comment on the best 3-8 combinations.

Don't just look at the benefits they offer, but also keep in mind the annual fees and the terms and conditions that must be fulfilled to obtain those cards. Only vote for those cards you want to hold in the current situation.

I may have personal bias, but I picked the cards based on previous responses and details available in some previous threads, and based on their eligibility and availability for common people in India, keeping in mind a wide range of choices, various considerations, and diversity.

If you feel a card deserves to be in the top 5 but is not mentioned in my top 15 list, please mention it in the comments with a reason.
I have specified most of the top-notch credit cards as paid because even if they are LTF, you paid the cost indirectly to get them LTF.

What do you think is the best combination?
You can select up to 10 cards.

Reference:
1. https://www.technofino.in/community...edit-card-recommendation-by-technofino.35938/
2. https://www.technofino.in/community...ics-most-popular-credit-card-axis-bank.38111/
3. https://www.technofino.in/community...ics-most-popular-credit-card-hdfc-bank.38107/
4. https://www.technofino.in/community...cs-most-popular-credit-card-icici-bank.38108/
5. https://www.technofino.in/community/threads/tf-statistics-most-popular-credit-card-sbicard.38122/
6. https://www.technofino.in/community/threads/tf-statistics-most-popular-credit-card-bobcard.38123/

 

[BVCBVC is verified member.]

So you want us to vote the desirable (Targeting or loved) cards or the cards people love according to us?

 

[2025]

So you want us to vote the desirable (Targeting or loved) cards or the cards people love according to us?

Most desirable (Targeting). For higher variants paid only (no LTF option)

 

[BVCBVC is verified member.]

Most desirable (Targeting). For higher variants paid only (no LTF option)

What if majority are there? ( For Ex. Technofino has all of them most probably). There are many who hold more than 6-7 of them.

and they don't consider remaining cards?

 

[BVCBVC is verified member.]

Okay, I am voting the cards I love to hold (Including I am holding). Let's see Infinia vs EPM now.

 

[2025]

What if majority are there? ( For Ex. Technofino has all of them most probably). There are many who hold more than 6-7 of them.

and they don't consider remaining cards?

Can vote up to 10 max. It can also be less if they feel that is sufficient.

The objective is to see how people are thinking about their choices.

Also, to find out the best combination in the comment section. That would help new members target effectively.

 

[2025]

My Best Combination: (Target)
1. AU Lit (for Grocery + Apparel + Milestones + Wallet + Rupay+ Bank offers)
2. SBI Cashback (All online _Amazon_Flipkart_others + Apay + Ebix and all)
3. ICICI Apay (Amazon shopping + Wallet + other places)

4. HDFC Infinia (Millennia till eligible for Infinia) (for Apay voucher + Bank offers)
5. Axis Airtel (utility + Bank offers + Rupay)
6. Fuel Card / Amex (any rewarding card) for fuel + bank offers (preferably from other banks like IDFC/RBL/Amex)
7. SBI any card for Bank offers
8. ICICI EPM (any card till eligible, for Apay and other vouchers + Bank offers)

9. HSBC Live+ (Backup Grocery)
10. SC Smart - Wallet + miscellaneous + SC Offers

Bold indicates must have. Travel/ Food etc from available options.
Am I missing anything? Please suggest.