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The Biggest Loophole of 2024 Turned into a Nightmare for One

Been waiting for cc payment to get reversed after reading the thread but yet another statement is generated and balance is still in negative😂

Would it be safe to pay off the actual dues this month and ask for credit balance refund of the excess and keep it stowed away for the day it does get reversed?

Kinda a hassle to maintain currently since can't use BBPS to pay
 
So

Unipay hasn't reversed their errorneous credits yet

HDFC won't issue credit balance refund without showing a statement with that account debited😂

So if I wanna use BBPS again I gotta slowly use up all the credit, or just keep paying excess via HDFC app or IMPS...
Been waiting for cc payment to get reversed after reading the thread but yet another statement is generated and balance is still in negative😂

Would it be safe to pay off the actual dues this month and ask for credit balance refund of the excess and keep it stowed away for the day it does get reversed?

Kinda a hassle to maintain currently since can't use BBPS to pay
 
So

Unipay hasn't reversed their errorneous credits yet

HDFC won't issue credit balance refund without showing a statement with that account debited😂

So if I wanna use BBPS again I gotta slowly use up all the credit, or just keep paying excess via HDFC app or IMPS...
Strangely my credit amount was automatically refunded once statement is generated. May be because i have a savings account with them?
 
So

Unipay hasn't reversed their errorneous credits yet

HDFC won't issue credit balance refund without showing a statement with that account debited😂

So if I wanna use BBPS again I gotta slowly use up all the credit, or just keep paying excess via HDFC app or IMPS...
Bro's situation is like:

waiting.webp
 
So

Unipay hasn't reversed their errorneous credits yet

HDFC won't issue credit balance refund without showing a statement with that account debited😂

So if I wanna use BBPS again I gotta slowly use up all the credit, or just keep paying excess via HDFC app or IMPS...
Unipay did reverse their erroneous credits for my HDFC card. Even received a text message for the same. Thankfully I had paid the amount twice to avoid any trouble.
 
Earlier this week, a BEST (public transport) bus crashed into a wall killing around 7 people and injuring dozens. An accident victim who was stuck under the debris was extricated by passers-by. Taking advantage of the situation, one of the passers-by took all of the victim's valuable possessions in the name of safekeeping and then disappeared. Police is investigating that matter now.

No one reading the above will say whatever the passer-by did was right. That's the same way one should feel about exploiting loopholes in banks. Karma...will come back to haunt you and your near and dear ones in ways you can't even imagine.
 
Earlier this week, a BEST (public transport) bus crashed into a wall killing around 7 people and injuring dozens. An accident victim who was stuck under the debris was extricated by passers-by. Taking advantage of the situation, one of the passers-by took all of the victim's valuable possessions in the name of safekeeping and then disappeared. Police is investigating that matter now.

No one reading the above will say whatever the passer-by did was right. That's the same way one should feel about exploiting loopholes in banks. Karma...will come back to haunt you and your near and dear ones in ways you can't even imagine.
I can feel the pain bro.
1734070018718.webp
 
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