third hdfc swiggy credit card approved

[aryanraj]

HDFC is so quick with card approval or rejection.

Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account. 😀

approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few months back.

Activity in last 4 months. Cibil enquiry is 9-11 yet the cibil remaining same or 1,2 point down. currently at 781

CARD rejected with cibil hit
1. Scapia federal card because of more cibil enquiries from other banks in last 3 months, i see about 9-11 in last 4 months. I really don't get it why they reject the application because of this.
2. Axis myzone LTF rejected with internal policy/bank norms today and HDFC swiggy card approved in 30min. i assume because i already have 3 paid cards with axis.
3. AU No service available.
4. Bajaj RBL bank, got the approval msg subject to kyc yet rejected. when i asked, they said because of age although not mentioning the age limit.
5. IDFC showing only fd card.

Card Approved with cibil hit
1. BoB Select LTF
2. KOTAK platinum rupay LTF
3. SBM Credilio
4. HDFC Swiggy

 

[CARDiologist]

Isn't sbm credilio a fd based card?..then why the cibil hit?

Also do your HDFC swiggy share the same limit as millennia?

 

[aryanraj]

Isn't sbm credilio a fd based card?..then why the cibil hit?

Also do your HDFC swiggy share the same limit as millennia?

yes, i got a cibil hit even after it is fd card, will reach to sbm and ask about the same. hope they will remove it.

 

[Vasuki]

HDFC is so quick with card approval or rejection.

Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account. 😀

approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few months back.

Activity in last 4 months. Cibil enquiry is 9-11 yet the cibil remaining same or 1,2 point down. currently at 781

CARD rejected with cibil hit
1. Scapia federal card because of more cibil enquiries from other banks in last 3 months, i see about 9-11 in last 4 months. I really don't get it why they reject the application because of this.
2. Axis myzone LTF rejected with internal policy/bank norms today and HDFC swiggy card approved in 30min. i assume because i already have 3 paid cards with axis.
3. AU No service available.
4. Bajaj RBL bank, got the approval msg subject to kyc yet rejected. when i asked, they said because of age although not mentioning the age limit.
5. IDFC showing only fd card.

Card Approved with cibil hit
1. BoB Select LTF
2. KOTAK platinum rupay LTF
3. SBM Credilio
4. HDFC Swiggy

Bob ? Really
How

 

[SamPtnk]

Swiggy and Hdfc Bank same phone no ?

 

[aryanraj]

Swiggy and Hdfc Bank same phone no ?

yes same netbanking, number

 

[aryanraj]

Bob ? Really
How

normal bob application, it showed ltf at apply page/

 

[Vasuki]

normal bob application, it showed ltf at apply page/

& What all doc did they asked

 

[aryanraj]

& What all doc did they asked

apply page showed me to upload itr and pan however they also asked for last 3 month statement of minimum income of 30k/month. they rejected the application so complain with rbi get it approved.

 

[mail2jampa]

HDFC is so quick with card approval or rejection.

Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account. 😀

approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few months back.

Activity in last 4 months. Cibil enquiry is 9-11 yet the cibil remaining same or 1,2 point down. currently at 781

CARD rejected with cibil hit
1. Scapia federal card because of more cibil enquiries from other banks in last 3 months, i see about 9-11 in last 4 months. I really don't get it why they reject the application because of this.
2. Axis myzone LTF rejected with internal policy/bank norms today and HDFC swiggy card approved in 30min. i assume because i already have 3 paid cards with axis.
3. AU No service available.
4. Bajaj RBL bank, got the approval msg subject to kyc yet rejected. when i asked, they said because of age although not mentioning the age limit.
5. IDFC showing only fd card.

Card Approved with cibil hit
1. BoB Select LTF
2. KOTAK platinum rupay LTF
3. SBM Credilio
4. HDFC Swiggy

bro you said all,

since your card approved in 30min, I want to ask you that
whether there is cibil hit for applying HDFC SWIGGY CREDIT CARD in your case
please check cibil on the applied date convey me bro

thank you

 

[cardio_guy]

From the title, I thought you got 3 swiggy cards.

 

[WandereR]

bro you said all,

since your card approved in 30min, I want to ask you that
whether there is cibil hit for applying HDFC SWIGGY CREDIT CARD in your case
please check cibil on the applied date convey me bro

thank you

HDFC does have cibil hit even if you hold their cards already

 

[WandereR]

Already holding LTF Millennia and NEU PLUS, applied for swiggy card although there is a single swiggy order in my account. 😀

approved within 30minutes. no docs, no kyc as already have savings account which was free upgarded to classic few months back.

Did you apply through Swiggy app or elsewhere?

 

[mail2jampa]

HDFC does have cibil hit even if you hold their cards already

very sad to say
I applied 2 cards after my HDFC main card no cibil hit done
recently RUpay card applied from MY cards No cibil hit.

but wanted to know if it happend with swiggy credit card if we apply from swiggy app, since it is showing LTF and I am hdfc Customer

 

[WandereR]

I applied 2 cards after my HDFC main card no cibil hit done

Which cards. Approved?
Rupay is understandable

 

[mail2jampa]

Which cards. Approved?
Rupay is understandable

first card is millinea - NO hit - preapproved -
later Tata Neu - pre approved shown in net banking and some sms calls came, but havent shown as LTF - applied as normal process -no cibil hit ( But later after months I kept mail they replied it is LTF, But I prepared to pay in my mind when I applied)
now Rupay card - pre approved LTF mail came and calls - NO hit