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Thoughts on AU small finance bank LIT credit card (it is LTF)
- Thread starter Snbelsare
- Start date
- Replies 38
- Views 7K
Batmanbaba
TF Legend
Yes..its ltf... But for any feature or cashback or reward u have to pay,.... Even debit cards and mine card of icici is better than this.. Only can be used for bank offers just like a debit card
Yeah I know, the usage is merely for bank offers. Also, it offers 2 lounge access (to be used within 90 days) for 300 rs with most ariports supported. Knowing that HDFC and Axis cards work at only a few airports, I can simply pay 300 and get 2 lounge access.
Batmanbaba
TF Legend
But in actual when u go to terminal s u will know that it will not be supporter.... Mostly terminal s only support icici and axis cards... Some indusind tooo
AU LIT Customizable Features
yes (can do multiple tnx also) and yes I'm a little confused here. If I do 2 transactions of Rs. 5000 each. I achieved the spend of Rs. 7500, will I get cash on entire amount or only on Rs. 2500 (10000-7500). Confirmed from the customer care. Rs. 7500 in 30 days is threshold and after...
www.technofino.in
MUDIT JAIN
TF Buzz
Anyone please clarify what comes under retail transactions for 5% cashback .Does bill payments or online transactions come under retail transactions
Thanks
Thanks
Big question it’s purely mcc game
Ex pantaloons pos is retail whereas some of the provisions shop it’s not properly captured under retail mcc
For bill payments and online transactions, you'll definitely get 5% cb.
unknown user
TF Buzz
if I activate 5% cashback on 30 th Jan .Will the transactions for the whole statement cycle (1-29 jan) will be counted?
No, only transaction starting from 30th Jan will be counted.
LIT is S#IT without add-ons. It is just a merketing gimmick to make us subscribe to the add on packs. Like how set top box companies were making us pay for channels. Subscribe and use features will be the way forward for all LTF cards. Premium features will be stopped on LTF and we will have to pay to use.
real_name_hidden
TF Select
Those add ons are beneficial if utilized properly. Take 5% milestone CB. If you spend 10K every month during activation period, Effectively it's 3.8% CB. It's a great card for offline transactions upto 10K, 20K for grocery with addon and rewards rate till 8%.
Very few cards will give you such reward rate eg Atlas, Infinia, DCB, Magnus but they have high fee. Also These won't give direct cashback.
Next close alternatives are Axis Ace (2%) and Flipkart Axis (1.5%).
It all depends on how you utilize the card.
I second it. Its a very nice card for planned expenses and offline transactions. Rewards rate is 2.5% - 5%, which is lot better than other cards. You can’t conclude a card as bad if you have to pay for its features, you have to think and calculate overall gains.
NikhilG
TF Premier
if due to some reason lead id is declined, after how much time I can again apply for AU LIT credit card.
Mine got declined because they visited my office for verification and as I am working remotely and was not physically present in office they declined my application. Do you guys think this is the usual practice?
Mine got declined because they visited my office for verification and as I am working remotely and was not physically present in office they declined my application. Do you guys think this is the usual practice?
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