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You had an option of wealth when you applied online? When did you apply? How does it show office verification required and what does happen in that?Possible, I had option for wealth but office verification was flagged.
I haven't seen any good discount. Sbi cb and airtel axis covering almost everything
IDFC Wealth have 1.5% Forex MarkupI need for international lounges, plus zero forex markup as well.
It doesn’t really matter which card you used for C2C. Since you used HDFC, they likely matched your limit, and during the CIBIL check, they could see all your other card details. Also, HDFC typically holds more weight/preference than AU.Also I feel more bad beause by mistake under c2c I mentioned hdfc millennia(3.7 lakh) even though i had AU Lit ( 8 lakh). Had I mentioned AU with 8 lakh I would have got wealth right away. I have very good credit history, good cibil
But it has international lounge access which no other cc card can give.IDFC Wealth have 1.5% Forex Markup
Only IDFC Wow & Mayura has 0 Forex.
It doesn’t really matter which card you used for C2C. Since you used HDFC, they likely matched your limit, and during the CIBIL check, they could see all your other card details. Also, HDFC typically holds more weight/preference than AU.
Yes, I had both cards first and wealth but wealth on top right corner had heading - salary slip needed but first was wothout any verification.You had an option of wealth when you applied online? When did you apply? How does it show office verification required and what does happen in that?
20K spend per month is required to get the Lounge Access. Get other CC or DC for international lounge access.But it has international lounge access which no other cc card can give.
YesI'm using lot of other credit cards with higher limits, like icici apay, au lit, indusind legend (all more than 5 lakh)
Is hdfc millennia holding more weightage than these?
Yes, Nowadays they do verification for Wealth CC. Sometimes both Home & office.Yes, I had both cards first and wealth but wealth on top right corner had heading - salary slip needed but first was wothout any verification.
I also did a mistake of doing c2c reference myself of hdfc 3.7 lakh otherwise who knows if I would have left that blank i would have got.20K spend per month is required to get the Lounge Access. Get other CC or DC for international lounge access.
Yes
HDFC>ICICI>Indusind>AU
AU is a Small Finance Bank, that's the reason you got Select and they have matched your HDFC limit.
Yes, Nowadays they do verification for Wealth CC. Sometimes both Home & office.
Oh okay. Were you required to upload salary slips somewhere or just send them over email?Yes, I had both cards first and wealth but wealth on top right corner had heading - salary slip needed but first was wothout any verification.
I am not sure but my guess, upload onlineOh okay. Were you required to upload salary slips somewhere or just send them over email?
What other credit cards you hold?
I wanted get amex platinum travel card but amex is not accepting any further applications now.
CC:Which LTF CC or DC you suggest for free international lounge access?
3L/monthWhat minimum salary requirements for wealth?
I think it was okay, you should have gone for it but anyway, I suggest just keep it and upgrade to wealth. Who knows in future they make it a good credit card.I am not sure but my guess, upload online
Upload while applyingWere you required to upload salary slips somewhere or just send them over email?
wow, are they free?CC:
PNB Rupay Platinum credit card
BOI Rupay Platinum credit card
BOM Rupay Platinum credit card
Canara Bank Rupay Platinum credit card
Union Bank Rupay Platinum credit card
Yes Bank Elite+credit card
IndusInd Tiger credit card
DC:
1. IDFC Bank Private Debit Card
2. IDFC Bank Wealth Debit Card
3. PNB Bank Rupay Platinum International Debit Card
4. PNB Bank Rupay Select Debit Card
5. Canara Bank World Master Debit Card
6. Canara Bank Rupay Platinum International Debit Card
7. Canara Bank Rupay Select Debit Card
8. SBM India Wealth Visa Signature Debit Card
9. BOB RuPay Select DI Debit Card
10. BOB World Opulence Debit Card ( Unlimited )
11. BOI Rupay Select Debit Card
12. Yes Bank Eclectic Debit Card
13. Yes Bank Apex International Debit Card
14. Federal Bank Celesta Debit Card
15. SIB VISA Signature Debit Card
16. Karnataka Bank Rupay Select Debit Card
17. BOM Rupay Platinum International Debit Card
18. BOM Rupay Select Debit Card
19. Union Bank Rupay Platinum International Debit Card
20. Union Bank Rupay Select Debit Card
3L/month
Some are free,conditional LTF & nominal feeswow, are they free?
Get HDFC Tata Neu Infinity LTF floater card with Millennia > Au Lit to Ixigo > Legend (if limit is 1.5L) then upgrade it to TigerI hold
Hdfc millennia, sbi cashback, indusind legend, axis neo, kiwi and sc platinum
Okay right now i see millennia update offer in my mail box it says from your diners millennia they can upgrade to diners club privilege. Also you mean to say i can get hdfc tata neu card as additional or in place of millennia and how to ask it via email or calling a customer care. Au lit to ixigo what are thr benefits?Some are free,conditional LTF & nominal fees
Get HDFC Tata Neu Infinity LTF floater card with Millennia > Au Lit to Ixigo > Legend (if limit is 1.5L) then upgrade it to Tiger
Additional Floater card with Millennia CCOkay right now i see millennia update offer in my mail box it says from your diners millennia they can upgrade to diners club privilege. Also you mean to say i can get hdfc tata neu card as additional or in place of millennia and how to ask it via email or calling a customer care.
AU IxigoAu lit to ixigo what are thr benefits?
Indusind legend has a limit of 5 lakh, and it's ltf and they keep on calling me to upgrade to pinnacle but paid. What's the process of indusind legend to tiger upgrade?