DCB Too low Credit limit enhancement offer. Need your suggestions

[Obhi]

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly got any limit enhancement.

Few days back on same card I got DCB metal upgrade on paid basis which I did not accept as the current plastic variant is LTF.

 

[hedgehog2122]

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly got any limit enhancement.

Few days back on same card I got DCB metal upgrade on paid basis which I did not accept as the current plastic variant is LTF.

Which card is yours? Could find a name any where

 

[VasukiVasuki is verified member.]

Which card is yours? Could find a name any where

Plastic dinners club he already mentioned

 

[Dobbiee]

Reject it. In any case 4000 Rs increase in limit would do nothing good.

 

[PavvanPavvan is verified member.]

This my view and experience
If you reject now you won't get again for next 6-10 months
I rejected once and never got for ages

 

[chnleo]

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly got any limit enhancement.

Few days back on same card I got DCB metal upgrade on paid basis which I did not accept as the current plastic variant is LTF.

Reject it! Don't accept anything less then 20% increase. Even i am fighting the same battle with same limit!

 

[Dobbiee]

This my view and experience
If you reject now you won't get again for next 6-10 months
I rejected once and never got for ages

Auto CL offers keep coming based on your CL usage, payments, and more importantly cash flow in your savings
account.
And yes there is a wait period of minimum 6 months of CL enhancement.

 

[Obhi]

This my view and experience
If you reject now you won't get again for next 6-10 months
I rejected once and never got for ages

But in that case there will be another 6 months for subsequent CL review right?

 

[hender]

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly got any limit enhancement.

Few days back on same card I got DCB metal upgrade on paid basis which I did not accept as the current plastic variant is LTF.

Less than 1% increase, just saying...

 

[sidpsidp is verified member.]

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly got any limit enhancement.

Few days back on same card I got DCB metal upgrade on paid basis which I did not accept as the current plastic variant is LTF.

If you take it you won't get any offer for 6m.
If you don't take, you may or may not get anything.

I suggest you Wait for a better offer. Anyway this extra 4k won't be of much help

 

[chnleo]

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly got any limit enhancement.

Few days back on same card I got DCB metal upgrade on paid basis which I did not accept as the current plastic variant is LTF.

Someone in this forum, different thread, suggested to keep changing our earnings in the profile section. Last month I updated my annual take home. Within few days I got 95k limit increase after 2 years! So you guys holding hdfc cc can give a shot.