raghavx
TF Select
(Asking this for my sister)
Hi,
I currently have an ICICI Savings account (10k FD one). Hence, No MAB. I have other bank accounts as well which include DBS, Fi, Jupiter, and Paytm Payments Bank. (Opened all initially because some of the others had some offer and all of them were/are Zero Balance accounts). DBS has started charging if MAB falls below 5k.
So, DBS is what I use for day-to-day transactions. I load some money every month from my ICICI Bank account (I use my ICICI savings account for salary credit) and then use it from DBS.
Now I am thinking to have a separate bank account for separate concerns.
Which includes
(Not thinking to close Paytm Payments Bank, Fi, Jupiter, what do you say? Since they are of Zero MAB).
Please share your thoughts, everyone! Much appreciated!
Hi,
I currently have an ICICI Savings account (10k FD one). Hence, No MAB. I have other bank accounts as well which include DBS, Fi, Jupiter, and Paytm Payments Bank. (Opened all initially because some of the others had some offer and all of them were/are Zero Balance accounts). DBS has started charging if MAB falls below 5k.
So, DBS is what I use for day-to-day transactions. I load some money every month from my ICICI Bank account (I use my ICICI savings account for salary credit) and then use it from DBS.
Now I am thinking to have a separate bank account for separate concerns.
Which includes
- Salary Account
- Account for day-to-day transactions
- Bank account for investments
- Emergency/Savings Account
- I am not sure which salary account bank should I go for. I got to know if monthly salary credit is > 1 Lakh/month there's Axis priority salary account. What are your thoughts on this? Do you have any other suggestions for salary accounts? I am confused between the Axis priority salary account and the HDFC salary account.
- For day-to-day transactions, I was thinking to have a zero balance account. Got to know about SC Basics Savings and HSBC Basics Savings, both of them don't charge anything for debit cards, plus there are unlimited withdrawals from any bank ATM with SC Basics. Or in the end, I might have DBS only as I like the app.
- For the Investments account, I'll keep my ICICI Savings account only.
- For the Emergency/Savings fund I was thinking to open an account with IDFC first bank (25k MAB).
(Not thinking to close Paytm Payments Bank, Fi, Jupiter, what do you say? Since they are of Zero MAB).
Please share your thoughts, everyone! Much appreciated!
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