Top 10 cards for 2025

[drsel]

HDFC Infinia 16.5, 33% on Smartbuy
Axis Magnus Burgundy for 24% on Traveledge, 14% over 1.5 lacs/mth
Axis Airtel for 25% on Airtel, 10% on Swiggy, Zomato, utilities
HDFC Biz Black for 16.5% on income tax & GST (50k--56.25k pm)
Axis Atlas for 10% on direct hotels, direct flights.
HSBC Live+ for 10% on dining, groceries, food delivery.
AU Lit with activation for 8.97% on groceries or 9.36% on apparel, on 10000 spend per month
Axis Olympus for 5.876% net profit on foreign spends
SBI cashback for 5% on online (max. 5k on 1 lac)
Yes Kiwi for 5% (1.5 L pa), 4% (1 L pa), 3% (50k pa), 2% (<50k pa) on UPI scan QR code
Amex Platinum travel 7.5% for MCC exclusions (categories which are excluded by the above cards)

 

[manit]

Axis atlas 10% on hotels & flights? How?

 

[HumorSimpson]

1. Aadhaar
2. PAN
3. SIM

the evergreen trio without which no one can get any credit card.

 

[mayankcse10]

Aadhaar
PAN
SIM

the evergreen trio without which no one can get any card.

Bhai "victim" card bhi include kar lo. The majority of folks online can't live without it.

 

[real_name_hidden]

For offline swipes - AU lit with features (3.8-9%)
For Groceries - Hsbc Cashback (10%)

 

[HumorSimpson]

For offline swipes - AU lit with features (3.8-9%)

can you explain more ?

 

[Ram1]

Please add to this list--
HDFC Infinia 16.5, 33% on Smartbuy
Axis Mag.Burg. 24% Traveledge,14% over 1.5 lacs/mth
Axis Atlas for 10% on direct hotels direct flights
SBI cashback for 5% on most online spends
Axis Airtel for 25% on Airtel, 10% on Swiggy, Zomato, utilities
HSBC Live+ for 10% on dining, groceries, food delivery.
AU Lit with activation for 8--9% on groceries or apparel
Amex Platinum travel 7.5% for MCC exclusions (categories which are excluded by the above cards)

I have 2 cards only from the list 😳

 

[cesc007]

Will Amazon pay icici will make it to the list?

 

[drsel]

Will Amazon pay icici will make it to the list?

Not a chance, even before devaluation

 

[cesc007]

Haha, liked your clarity 😝

 

[sousnake]

Please add to this list--
HDFC Infinia 16.5, 33% on Smartbuy
Axis Mag.Burg. for 24% on Traveledge, 14% over 1.5 lacs/mth
Axis Atlas for 10% on direct hotels, direct flights
Axis Olympus for 5.876% net profit on foreign spends
SBI cashback for 5% on most online spends
Axis Airtel for 25% on Airtel, 10% on Swiggy, Zomato, utilities
HSBC Live+ for 10% on dining, groceries, food delivery.
AU Lit with activation for 3.8--9% on groceries or apparel
Amex Platinum travel 7.5% for MCC exclusions (categories which are excluded by the above cards)

But they are only 9 😭

 

[cesc007]

But they are only 9 😭

You can add last one make it full list!

 

[Indrajeet100]

4 cards of Axis in this list!! Ab aur kya bole !!

 

[sousnake]

4 cards of Axis in this list!! Ab aur kya bole !!

but axis is still the king when it comes to cc.
Airtel, Atlas & M4b has no match in their fee segment.

 

[real_name_hidden]

can you explain more ?

Post in thread 'Discovering the Benefits of the AU LIT Credit Card' https://www.technofino.in/community...s-of-the-au-lit-credit-card.32495/post-808767

Refer this for reference

 

[Aarav.]

Axis atlas 10% on hotels & flights? How?

Direct hotel & airlines spend.

 

[cardio_guy]

Why not HDFC Swiggy or Tata neu infinity?

 

[tachniki]

Why not HDFC Swiggy or Tata neu infinity?

Neu infinity is definitely good card for high spend in utility category

 

[cardio_guy]

My top 6 cards this year 2024:

• HDFC Swiggy: 10% on Swiggy, 5% on Amazon, Myntra, Ola.
• HDFC Tata Neu Infinity: 5% (app) + 5% (card) on 1mg, bigbasket, utilities
• ICICI Amazon Pay: 5% on Amazon spends, 2% on gift cards
• ICICI Sapphiro: B1G1 upto Rs 500 on BMS, twice a month
• Federal Celesta: App specific offers, B1G1 movie tickets.
• Indusind Tiger: Free movie ticket once in 6 months

Planning to get in 2025:

• HSBC Live+
• DBS Spark 20
• HDFC Regalia Gold

 

[sourpai]

HDFC Biz black for Tax payments / GST / Utilities (above 50K) at 15.5%